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909 Center Street, Oregon City, OR, 97045

4beds
4baths
3,256sqft
$790,000
$243price/sqft
$5,790/moest. monthly cost
$231,600/yrincome needed

About This Home

Perched above the Willamette River, this timeless Craftsman captures sweeping views of the river, tree lined hillsides, and the ever changing Oregon landscape. From boats drifting by below to spectacular sunsets and seasonal colors, the scenery becomes part of everyday life. Rich in character and architectural detail, this home offers hardwood floors, three fireplaces, custom windows, and a spacious floor plan that balances historic charm with everyday comfort. The gourmet island kitchen features quartz countertops and abundant workspace, while the private primary suite includes its own fireplace and walk-in closet. A finished lower level with kitchen provides flexible living space for guests, hobbies, multigenerational living, or home office. Just minutes from historic downtown Oregon City, McLoughlin Promenade, restaurants, boutiques, parks, and trails, this is a rare opportunity to own one of the city's signature view homes.

Getting Around

83
WalkingVery Walkable
50
TransitGood Transit
63
BikeBikeable

Schools

6/10
5/10
Ogden Middle SchoolGrades 6-81.3 mi
8/10
Oregon City High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: Average
  • Year built: 1928

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Cement Planked,Cement Plank

Notable Dates

  • Major remodel year: 1928

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,3 Story w/Bsmt
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s)

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom Full

  • Level: Lower

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window
  • Flooring: Hardwood,Carpet
  • Number of fireplaces: 3
  • Fireplace features: Electric,Gas,Wood Burning,Main Level: 2,Upper Level: 1,Fireplace
  • Fireplace: Yes

Heating

  • Heating features: Fireplace,Forced Air,Radiant,Electric

Interior Area

  • Total structure area: 3,256
  • Total interior livable area: 3,256 sqft

Kitchen Without Eating Space

  • Level: Main

Kitchen Without Eating Space

  • Level: Lower

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Rec Room

  • Level: Third

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 00571955
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Patio & porch: Second Kitchen,Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Fireplace (Primary Bedroom),French Doors,Jetted Tub,Walk-In Closet(s),Wet Bar,Wine/Beverage Refrigerator
  • Spa features: Bath
  • Has view: Yes
  • View description: River,Territorial
  • Has water view: Yes
  • Water view: River
  • Topography of land: Level

Lot

  • Lot size: 6,965 sqft
  • Features: Cul-De-Sac,Deck,Fenced-Fully,Outbuildings

Parking

  • Total spaces: 3
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 1
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Clackamas County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,994$47,928
Home Insurance *$177$2,124
Property Taxes $1,324$15,888
Electricity $295$3,545
Total$5,790$69,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$198,514/yr
40% on housing$173,700/yr
45% on housing$154,400/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 97045$275
Clackamas County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 97045$322
Clackamas County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$734,000
2026-07-03Listed for sale$790,000
2026-05-12Sold$200,000
2020-10-27Sold$835,000
2020-08-30Pending sale$849,900
2020-08-06Listed for sale$849,900
2001-12-31Sold$237,200
2001-08-30Sold$205,700

For Sale by Agent

AgentJulie Baldino
BrokerageFront Door Realty

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