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319 S Center St, Oregon City, OR, 97045

4beds
3baths
1,798sqft
$570,000
$317price/sqft
$4,141/moest. monthly cost
$165,640/yrincome needed

About This Home

Thoughtfully reimagined from top to bottom, this contemporary Craftsman-inspired farmhouse pairs timeless character with modern comfort complete with solar panels paid off at closing. Perched above downtown Oregon City, the home captures walkability with spectacular sunsets, city views, and glimpses of Mt. Adams and nearby the iconic Willamette Falls with its cultural revitalization project. Inside, original charm meets exceptional craftsmanship, with custom millwork, bespoke cabinetry, quartz countertops, and a beautifully designed kitchen at the heart of the home with all the bells and whistles. The flexible floor plan includes a vaulted main-level primary suite, office, two spacious upstairs bedrooms, and a light-filled studio ideal for creative pursuits, remote work, or your undiscovered hobby. Behind the scenes you’ll find extensive upgrades—including a new roof, Marvin windows, tankless water heater, insulation, and solar panels. All offering lasting comfort and peace of mind. Enjoy mornings on the front porch, evenings on the new deck, and a fully fenced yard surrounded by mature landscaping. Just moments from parks, trails, local shops, restaurants, and Oregon City's iconic falls, this is a rare opportunity to own a move-in-ready historic home with soul, style, and an unbeatable location.

Getting Around

57
WalkingSomewhat Walkable
42
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

6/10
5/10
Ogden Middle SchoolGrades 6-81.8 mi
8/10
Oregon City High SchoolGrades 9-123.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Lap Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Farmhouse
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Appliance Garage,Dishwasher,Disposal,Free-Standing Gas Range,Gas Appliances,Range Hood,Stainless Steel Appliance(s),Washer/Dryer,Tankless Water Heater

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Exterior Entry

Bedroom2

  • Features: Engineered Hardwood
  • Level: Main
  • Area: 140

Bedroom3

  • Features: Builtin Features,Closet
  • Level: Upper
  • Area: 154

Bedroom4

  • Features: Closet
  • Level: Upper
  • Area: 117

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Features: Living Room Dining Room Combo,Engineered Hardwood
  • Level: Main
  • Area: 168

Features

  • Quartz,Vaulted Ceiling(s),Closet,Built-in Features,Living Room Dining Room Combo,Eat-in Kitchen,Bathroom,Suite,Tile
  • Window features: Wood Frames
  • Flooring: Engineered Hardwood,Tile

Heating & Cooling

  • Heating features: Forced Air 90,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,798
  • Total interior livable area: 1,798 sqft

Kitchen

  • Features: Eating Area,Engineered Hardwood, Vaulted Ceiling
  • Level: Main
  • Area: 192

Living Room

  • Features: Engineered Hardwood
  • Level: Main
  • Area: 156

Master Bedroom

  • Features: Bathroom,Engineered Hardwood, Suite, Vaulted Ceiling
  • Level: Main
  • Area: 176

Property

Details

  • Parcel number: 00577487

Features

  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Yard
  • Fencing: Fenced

Lot

  • Lot size: 6,969 sqft
  • Features: Private,Wooded,SqFt 5000 to 6999

Parking

  • Parking features: Driveway,RV Access/Parking
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave

FEMA Declared Disasters in Clackamas County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,882$34,584
Home Insurance *$128$1,536
Property Taxes $955$11,460
Electricity $176$2,119
Total$4,141$49,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,977/yr
40% on housing$124,230/yr
45% on housing$110,426/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$317This listing

vs Other Active Listings

Avg $/sqft

ZIP 97045$274
Clackamas County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 97045$322
Clackamas County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$550,000
2026-07-29Price change$570,000
2026-07-15Listed for sale$575,000
2023-03-17Sold$340,000
2022-10-19Pending sale$340,000
2022-10-08Price change$340,000
2022-09-22Listed for sale$375,000
2005-09-22Sold$222,500
2003-12-12Sold$167,000

For Sale by Agent

AgentGrant Williams
BrokerageUrban Nest Realty

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