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1314 7th St, Oregon City, OR, 97045

3beds
2baths
2,652sqft
$475,000
$179price/sqft
$3,543/moest. monthly cost
$141,720/yrincome needed

About This Home

Timeless character, thoughtful updates, and flexible living spaces come together in this standout Oregon City Craftsman bungalow—an ideal opportunity for buyers looking for both comfort and long-term value. The welcoming covered front porch offers the perfect introduction, setting a warm and inviting tone from the moment you arrive.Inside, natural light pours through large windows, brightening the open-concept living and dining areas. Tall ceilings enhance the sense of space, creating an airy, comfortable environment that feels both functional and inviting. The kitchen is designed for everyday ease, featuring stainless steel appliances, tile countertops, and a cozy breakfast nook with views of the beautifully updated backyard—perfect for morning coffee or casual meals.Upstairs, a versatile loft provides additional living space that can adapt to your needs—whether it’s a home office, play area, or media space—alongside one of the home’s three bedrooms. Toward the back of the home, the utility room with stacked washer and dryer leads to a fully finished basement that significantly expands your options. Complete with a kitchenette, spacious bedroom, full ensuite bath, and its own exterior entrance, this lower level offers flexibility for a variety of living arrangements or potential supplemental income.Extensive upgrades totaling $100,000 bring peace of mind and modern comfort, including a new roof, interior and exterior paint, LVP flooring and carpet, egress windows, basement waterproofing with sump pump, new fence, and a complete backyard transformation—providing a move-in ready experience with major improvements already complete.Blending historic charm with practical updates and versatile spaces, this home offers the kind of flexibility and value that’s hard to find—ready to adapt to your lifestyle today and grow with you over time.

Getting Around

72
WalkingVery Walkable
44
TransitSome Transit
65
BikeBikeable

Schools

6/10
4/10
Ogden Middle SchoolGrades 6-81.1 mi
8/10
Oregon City High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1915

Materials

  • Foundation: Concrete Perimeter,Stem Wall
  • Roof: Composition
  • Construction materials: Lap Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Craftsman
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,ENERGY STAR Qualified Appliances,Free-Standing Range,Free-Standing Refrigerator,Stainless Steel Appliance(s),Washer/Dryer,Gas Water Heater,Tank Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Level: Upper
  • Area: 130

Bedroom3

  • Features: Bathroom
  • Level: Lower
  • Area: 176

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 108

Features

  • Bathroom,Pantry,High Ceilings,Closet,Tile
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Tile,Wall to Wall Carpet

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,652
  • Total interior livable area: 2,652 sqft

Kitchen

  • Features: Dishwasher, Pantry,Free Standing Range, Free Standing Refrigerator, Tile Floor
  • Level: Main
  • Area: 135

Living Room

  • Features: Exterior Entry,High Ceilings
  • Level: Main
  • Area: 275

Master Bedroom

  • Features: Closet, High Ceilings
  • Level: Main
  • Area: 140

Property

Accessibility

  • Accessibility features: Kitchen Cabinets,Utility Room On Main,Accessibility

Details

  • Parcel number: 00589633
  • Zoning: MUC1

Features

  • Stories: 2
  • Patio & porch: Patio,Porch
  • Exterior features: Yard,Exterior Entry
  • Fencing: Fenced

Lot

  • Lot size: 6,534 sqft
  • Features: Sloped,SqFt 5000 to 6999

Parking

  • Parking features: Off Street,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Clackamas County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$106$1,272
Property Taxes $796$9,552
Electricity $240$2,888
Total$3,543$42,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,474/yr
40% on housing$106,290/yr
45% on housing$94,480/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 97045$276
Clackamas County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 97045$322
Clackamas County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$475,000
2026-04-10Listed for sale$499,900
2026-03-25Pending sale$499,900
2026-03-19Listed for sale$499,900
2018-07-18Sold$38,000
2017-04-07Sold$334,000
2017-03-07Pending sale$329,000
2017-02-09Price change$329,000
2017-02-03Price change$339,000
2017-01-17Price change$340,000
2017-01-10Listed for sale$350,000
2011-08-11Sold$148,600
2011-06-29Price change$155,900
2011-06-01Price change$169,900
2011-05-03Price change$177,900
2011-04-05Price change$186,900
2011-03-03Listed for sale$195,900
2005-07-22Sold$151,610
1996-05-23Sold$103,500

For Sale by Agent

AgentRob Laird
BrokerageeXp Realty, LLC

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