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970 Josephine St, Oregon City, OR, 97045

4beds
3baths
2,066sqft
$589,900
$286price/sqft
$4,290/moest. monthly cost
$171,600/yrincome needed

About This Home

Welcome to this beautifully updated Oregon City home offering the perfect blend of modern upgrades, flexible living space & an unbeatable location. With 4 bedrooms, 3 bathrooms & 2,066 square feet, this move-in-ready property has been thoughtfully renovated for today’s lifestyle. Extensively remodeled in 2022 & enhanced with fresh 2025 upgrades, this home shines with bright, inviting interiors & quality improvements throughout. Step inside to discover spacious living areas filled with natural light, brand-new carpet & a stylishly updated kitchen featuring stainless steel appliances, updated cabinetry & excellent functionality for both everyday living & entertaining.The versatile floor plan offers exceptional flexibility, including a large bonus room ideal for a home office, media room, playroom, gym, or guest space. The layout also provides separation & privacy, making it a great option for multigenerational living or hosting long-term guests. Major recent improvements—including a brand-new roof & gutters installed in 2025—provide added peace of mind, while additional cosmetic & system upgrades make this home truly turnkey. A radon filtration system has also been installed for enhanced comfort and safety. Outside, the nearly quarter-acre lot offers rare space & versatility. Enjoy ample RV parking, room for recreational vehicles or toys & endless possibilities for gardening, entertaining, or outdoor enjoyment. The spacious deck & concrete patio create the perfect setting for summer barbecues, gatherings with friends, or relaxing evenings at home.Located in one of Oregon City’s most desirable neighborhoods, this property combines quiet residential living with exceptional convenience. Parks, schools, shopping, restaurants & downtown Oregon City amenities are all just minutes away, with easy access to commuting routes & everyday essentials. This extensively updated home delivers space, comfort & modern functionality—all in a prime Oregon City location.

Getting Around

9
WalkingCar-Dependent
21
TransitMinimal Transit
42
BikeSomewhat Bikeable

Schools

4/10
Gardiner Middle SchoolGrades 6-81.2 mi
8/10
Oregon City High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1976

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: T111 Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Free-Standing Refrigerator,Microwave,Built-In Range,Gas Water Heater,Tank Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Daylight

Bedroom2

  • Features: Closet, Wallto Wall Carpet
  • Level: Main

Bedroom3

  • Features: Closet, Wallto Wall Carpet
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2

Dining Room

  • Features: Sliding Doors,Vinyl Floor
  • Level: Main

Features

  • Closet,Kitchen Island,Ceiling Fan(s)
  • Door features: Sliding Doors
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Luxury Vinyl Plank,Wall to Wall Carpet,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,066
  • Total interior livable area: 2,066 sqft

Kitchen

  • Features: Builtin Range, Dishwasher, Island, Microwave,Free Standing Range, Free Standing Refrigerator
  • Level: Main

Living Room

  • Features: Fireplace,Vinyl Floor
  • Level: Main

Master Bedroom

  • Features: Ceiling Fan,Closet, Ensuite, Wallto Wall Carpet
  • Level: Main

Property

Accessibility

  • Accessibility features: Garage On Main,Accessibility

Details

  • Parcel number: 00745475

Features

  • Levels: Two,Multi/Split
  • Stories: 2
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Fire Pit,Yard
  • Fencing: Fenced

Lot

  • Lot size: 10,018 sqft
  • Features: Level,SqFt 10000 to 14999

Parking

  • Total spaces: 2
  • Parking features: Driveway,RV Access/Parking,Garage Door Opener,Attached,Extra Deep Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Clackamas County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,982$35,784
Home Insurance *$132$1,584
Property Taxes $989$11,868
Electricity $187$2,249
Total$4,290$51,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,085/yr
40% on housing$128,700/yr
45% on housing$114,400/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 97045$274
Clackamas County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 97045$322
Clackamas County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$579,900
2026-08-01Price change$589,900
2026-07-01Price change$595,000
2026-06-24Price change$599,999
2026-06-16Price change$605,500
2026-06-12Price change$615,500
2026-06-09Price change$619,999
2026-05-22Pending sale$599,999
2026-05-20Listed for sale$599,999
2017-07-26Sold$389,000
2017-05-22Pending sale$389,000
2017-05-20Listed for sale$389,000

For Sale by Agent

AgentGus Sanchez
BrokerageRedfin

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