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304 Warner St, Oregon City, OR, 97045

2beds
2baths
1,644sqft
$520,000
$316price/sqft
$3,794/moest. monthly cost
$151,760/yrincome needed

About This Home

Fully Updated 1900 Farmhouse – Your Turn-Key Urban Oasis!Step into the perfect blend of historic soul and high-end modern convenience! This fully updated 1900 farmhouse in the heart of Oregon City is 100% move-in ready, offering the classic character you love with the "brand new" systems you need.The interior shines with a seamless open feel featuring brand-new LVP flooring throughout, providing a durable and modern aesthetic. Stay perfectly comfortable year-round with two brand-new high-efficiency mini-split systems for custom heating and cooling, while the new tankless hot water heater ensures you never run out of hot water.The kitchen features a new stainless steel gas range and range hood, dishwasher and eat bar. Situated on a rare, expansive 0.22-acre level lot, the outdoor space has been thoughtfully curated as a peaceful retreat. The beautiful backyard is a gardener’s dream and the ultimate setting for outdoor entertaining, featuring: Weber BBQ connected to gas. Brand-New Gazebo: A perfect, shaded centerpiece for outdoor dining and summer gatherings.Raised Garden Beds: Multiple beds ready for your farm-to-table favorites in a sunny setting.Massive Level Yard: A fully fenced urban farm paradise with plenty of room to roam and 2 useful tool shed.Located on a quiet, established street with easy access to shopping, dining, schools, and historic downtown. This is the rare "old soul" home with a "brand new" heart and a finished backyard oasis. Don't miss this one!!!

Getting Around

70
WalkingVery Walkable
34
TransitSome Transit
73
BikeVery Bikeable

Schools

4/10
3/10
Gardiner Middle SchoolGrades 6-80.4 mi
8/10
Oregon City High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: Approximately
  • Year built: 1900

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Lap Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Free-Standing Refrigerator,Gas Appliances,Range Hood,Stainless Steel Appliance(s),Washer/Dryer,Gas Water Heater

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Closet, Vinyl Floor
  • Level: Upper
  • Area: 108

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Features: Vinyl Floor
  • Level: Main
  • Area: 130

Features

  • Quartz,Vaulted Ceiling(s),Closet,Eat Bar,Double Vanity,Suite,Walk-In Closet(s),Walkin Shower
  • Window features: Double Pane Windows,Vinyl Frames,Skylight(s)
  • Flooring: Wall to Wall Carpet,Vinyl,Laminate

Heating

  • Heating features: Mini Split,Zoned

Interior Area

  • Total structure area: 1,644
  • Total interior livable area: 1,644 sqft

Kitchen

  • Features: Dishwasher, Eat Bar, Gas Appliances,Free Standing Range, Free Standing Refrigerator, Laminate Flooring, Quartz, Vinyl Floor
  • Level: Main
  • Area: 130

Living Room

  • Features: Vinyl Floor
  • Level: Main
  • Area: 165

Master Bedroom

  • Features: Double Sinks, Suite, Vinyl Floor, Walkin Closet, Walkin Shower
  • Level: Main
  • Area: 130

Office

  • Features: Closet, Vinyl Floor
  • Level: Upper
  • Area: 96

Property

Details

  • Parcel number: 00845964

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Garden,Gas Hookup,Raised Beds,Yard
  • Fencing: Fenced

Lot

  • Lot size: 9,583 sqft
  • Features: Level,SqFt 7000 to 9999

Parking

  • Parking features: Off Street,Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Cold Wave
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Clackamas County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,629$31,548
Home Insurance *$117$1,404
Property Taxes $872$10,464
Electricity $176$2,119
Total$3,794$45,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,080/yr
40% on housing$113,820/yr
45% on housing$101,173/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$316This listing

vs Other Active Listings

Avg $/sqft

ZIP 97045$275
Clackamas County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 97045$322
Clackamas County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$495,000
2026-04-27Price change$520,000
2026-04-15Price change$539,000
2026-03-27Listed for sale$549,000
2022-04-21Sold$510,000
2022-04-06Pending sale$495,000
2022-04-01Listed for sale$495,000
2022-03-04Sold$382,500
2019-09-25Sold$357,500
2019-08-26Pending sale$349,900
2019-08-20Price change$349,900
2019-08-07Listed for sale$359,900
2019-08-05Pending sale$359,900
2019-07-17Price change$359,900
2019-06-22Listed for sale$379,900
2018-08-23Sold$190,000
2018-08-01Pending sale$189,990
2018-07-30Listed for sale$189,990
2018-07-27Pending sale$189,990
2018-07-12Listed for sale$189,990

For Sale by Agent

AgentAaron Heard
BrokerageKeller Williams PDX Central

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