See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

34911 SE Surface Rd, Estacada, OR, 97023

3beds
1baths
1,764sqft
$782,000
$443price/sqft
$5,124/moest. monthly cost
$204,960/yrincome needed

About This Home

Welcome to this charming ranch style home, situated on **On almost 5 acres** in Estacada. Offering the perfect blend of country living and modern updates, this property is ideal for those looking for space, privacy, and exceptional shop facilities. The home features **updated vinyl windows**, newer flooring, roof replaced in 2016, Has High speed fiber, along with copper plumbing updates. Enjoy outdoor living on the spacious **covered deck**, or relax on the expansive **concrete patio** that wraps around the home, with a large outdoor brick fire pit. The backyard is thoughtfully designed with **raised garden beds**, concrete retaining walls, and plumbing in place for a future automated sprinkler system, including an underground irrigation vault. Two impressive shops make this property stand out. The **24' x 30' AG building** was upgraded with new metal siding and roofing, a concrete floor, and a large concrete walkway connecting it to the patio. The **30' x 44' permitted shop** features **200-amp electrical service**, an insulated ceiling, concrete floors, three insulated roll-up doors, and walls that are nearly fully sheeted. It also includes an enclosed exterior air compressor with interior copper air lines, an insulated room housing the well pressure tank, and updated PEX-A water lines to the home. Whether you're looking for room for hobbies, a home business, or simply a peaceful country retreat with outstanding outbuildings, this versatile property offers endless possibilities just minutes from downtown Estacada. the Clackamas River, and the Mt Hood National forest.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

6/10
3/10
4/10
Estacada High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1960

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Free-Standing Refrigerator,Microwave,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Closet, Wallto Wall Carpet
  • Level: Main
  • Area: 168

Bedroom3

  • Features: Closet, Wallto Wall Carpet
  • Level: Main
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Laminate Flooring
  • Level: Main
  • Area: 216

Features

  • Closet
  • Window features: Vinyl Frames
  • Flooring: Laminate,Vinyl,Wall to Wall Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Wood Burning Stove
  • Fireplace: Yes

Heating

  • Heating features: Wood Stove

Interior Area

  • Total structure area: 1,764
  • Total interior livable area: 1,764 sqft

Kitchen

  • Features: Dishwasher, Microwave,Free Standing Range, Free Standing Refrigerator, Laminate Flooring
  • Level: Main
  • Area: 196

Living Room

  • Features: Laminate Flooring, Wood Stove
  • Level: Main
  • Area: 414

Master Bedroom

  • Features: Closet, Wallto Wall Carpet
  • Level: Main
  • Area: 196

Property

Details

  • Parcel number: 00945776
  • Zoning: RRFF5

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Deck
  • Exterior features: Raised Beds,Yard
  • Fencing: Fenced
  • Has view: Yes
  • View description: Territorial,Trees/Woods
  • On waterfront: Yes
  • Waterfront features: Other,Pond
  • Waterbody name: Two Ponds

Lot

  • Lot size: 4.60 Acres
  • Features: Gentle Sloping,Level,Private,Trees,Acres 3 to 5

Parking

  • Parking features: Driveway,RV Access/Parking
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Winter Weather
Avalanche
Earthquake
Inland Flooding
Ice Storm
Landslide
Lightning
Strong Wind

FEMA Declared Disasters in Clackamas County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,954$47,448
Home Insurance *$204$2,448
Property Taxes $790$9,480
Electricity $176$2,119
Total$5,124$61,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,680/yr
40% on housing$153,720/yr
45% on housing$136,640/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$443This listing

vs Other Active Listings

Avg $/sqft

ZIP 97023$253
Clackamas County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 97023$269
Clackamas County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Listed for sale$782,000
2007-04-16Sold$308,000

For Sale by Agent

AgentJosette Swan
BrokerageeXp Realty, LLC

Similar Homes