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88792 E Government Camp Loop, Government Camp, OR, 97028

1beds
1baths
264sqft
$899,900
$3,409price/sqft
$6,249/moest. monthly cost
$249,960/yrincome needed

About This Home

Rare find! Incredible buyer/investor opportunity! Rustic fixer cabin located in the heart of Government Camp at the base of majestic Timberline in the gorgeous Mt Hood Wilderness area. Mt Hood Ski Bowl for winter and summer activities includes biking and trails are near by. Outdoor activities surround you along with wonderful markets and restaurants. The proposed future Gondola Plan will add value and potential access to outdoor hobbies.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

10/10
7/10
Welches Middle SchoolGrades 6-89.9 mi
5/10
Sandy High SchoolGrades 9-1226.5 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1940

Materials

  • Foundation: Skirting
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Window features: Wood Frames
  • Fireplace features: Stove,Wood Burning

Heating & Cooling

  • Heating features: Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 264
  • Total interior livable area: 264 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 00992625
  • Zoning: RTC

Features

  • Stories: 2

Lot

  • Lot size: 7,405 sqft
  • Features: Trees,Wooded,SqFt 7000 to 9999
  • Lot size dimensions: 80 x 100 appro x

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Landslide
    LandslideRelatively High
  • Volcanic Activity
    Volcanic ActivityRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Landslide
Volcanic Activity
Wildfire
Avalanche
Earthquake
Strong Wind
Winter Weather

FEMA Declared Disasters in Clackamas County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$282$3,384
Property Taxes $1,241$14,892
Electricity $176$2,119
Total$6,249$74,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$214,251/yr
40% on housing$187,470/yr
45% on housing$166,640/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$3,409This listing

vs Other Active Listings

Avg $/sqft

ZIP 97028$457
Clackamas County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 97028$535
Clackamas County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-08Listed for sale$950,000

For Sale by Agent

AgentEd Stafford
BrokerageHomeSource

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