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18182 S Silverwood Dr #297, Oregon City, OR, 97045

2beds
2baths
1,620sqft
$158,500
$98price/sqft
$1,239/moest. monthly cost
$49,560/yrincome needed

About This Home

Welcome home to comfort, convenience, and thoughtful updates. This inviting 2 bedroom, 2 bath residence offers generous living spaces designed for both everyday living and entertaining. The updated kitchen features modern finishes and ample storage, flowing easily into the spacious living and dining areas filled with natural light.Step outside to your private backyard retreat, where a charming water feature creates a peaceful atmosphere perfect for relaxing or hosting guests. Enjoy year round outdoor living on the covered deck, ideal for morning coffee or evening gatherings.Centrally located within the community, this home provides easy access to shopping, dining, and amenities, with a short drive to downtown Oregon City and convenient access to Portland. A wonderful opportunity to enjoy comfort, tranquility, and an excellent location all in one place.

Getting Around

5
WalkingCar-Dependent
10
TransitMinimal Transit
28
BikeSomewhat Bikeable

Schools

2/10
4/10
Ogden Middle SchoolGrades 6-81.1 mi
8/10
Oregon City High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1990

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Laundry features: Common Area

Basement

  • Basement: No

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Features

  • Skylight(s)
  • Window features: Skylight(s)

Interior Area

  • Total structure area: 1,620
  • Total interior livable area: 1,620 sqft

Property

Details

  • Parcel number: 01442914

Features

  • Exterior features: Fitness Center,Tennis Court(s)
  • Fencing: Fenced

Parking

  • Parking features: OffStreet,RV Access/Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Clackamas County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $801$9,612
Home Insurance *$35$420
Property Taxes $227$2,724
Electricity $176$2,119
Total$1,239$14,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,480/yr
40% on housing$37,170/yr
45% on housing$33,040/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 97045$277
Clackamas County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 97045$322
Clackamas County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Listed for sale$158,500

For Sale by Agent

AgentSales Representative

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