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961 N Midlothian Rd, Mundelein, IL, 60060

3beds
2baths
1,152sqft
$374,900
$325price/sqft
$2,868/moest. monthly cost
$114,720/yrincome needed

About This Home

Completely reimagined in 2024, this move-in-ready split-level home offers the perfect blend of modern updates, timeless style, and an unbeatable location with private HOA rights to Lake Loch Lomond. Featuring 3 bedrooms, 2 full bathrooms, and an attached one-car garage, this beautifully renovated home sits on a generously sized lot with a huge backyard and storage shed. Step inside to a bright and inviting open-concept living and dining area filled with natural light, newer windows, soaring vaulted ceilings, and gleaming hardwood floors. The updated kitchen is designed for both everyday living and entertaining, showcasing crisp white cabinetry, stainless steel appliances, stylish finishes, and ample prep space. Retreat to the spacious primary bedroom, complemented by two additional generously sized bedrooms and two beautifully remodeled full bathrooms featuring contemporary fixtures and quality craftsmanship. Every inch of this home has been thoughtfully updated, allowing you to simply unpack and enjoy. Outside, the expansive backyard provides endless opportunities for entertaining, gardening, pets, or play, while the storage shed offers plenty of room for all your outdoor equipment and seasonal items. The attached one-car garage adds everyday convenience and additional storage. As an added perk, you'll enjoy HOA lake rights to beautiful Lake Loch Lomond, where you can take advantage of fishing, swimming, and year-round outdoor recreation just minutes from your front door. Whether you're searching for your first home, room to grow, or a beautifully updated property in a desirable lake community, this exceptional home truly checks every box.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

6/10
7/10

Construction

Condition

  • Year built: 1963

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Microwave,Dishwasher,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished,Crawl Space,Rec/Family Area,Walk-Out Access

Bedroom2

  • Level: Second
  • Area: 132
  • Dimensions: 11X12

Bedroom3

  • Level: Second
  • Area: 121
  • Dimensions: 11X11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Family Room

  • Level: Basement
  • Area: 204
  • Dimensions: 17X12

Features

  • Cathedral Ceiling(s)
  • Window features: Screens
  • Flooring: Hardwood
  • Attic: Unfinished

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,152 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space)
  • Level: Main
  • Area: 121
  • Dimensions: 11X11

Laundry

  • Level: Basement
  • Area: 54
  • Dimensions: 6X9

Living Room

  • Level: Main
  • Area: 192
  • Dimensions: 16X12

Master Bedroom

  • Level: Second
  • Area: 154
  • Dimensions: 14X11

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 10241080070000
  • Special condition: None
  • Other equipment: Ceiling Fan(s)

Features

  • Levels: Tri-Level
  • Patio & porch: Patio

Lot

  • Lot size: 0.34 Acres
  • Features: Water Rights
  • Lot size dimensions: 210 X 70

Parking

  • Total spaces: 1
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Strong Wind
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance *$137$1,644
Property Taxes $706$8,472
Electricity $130$1,569
Total$2,868$34,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,331/yr
40% on housing$86,040/yr
45% on housing$76,480/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 60060$214
Lake County$238

vs Homes Sold Last Month

Median $/sqft

ZIP 60060$224
Lake County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Contingent$374,900
2026-07-30Listed for sale$374,900
2026-07-30Listing removed$389,900
2026-07-21Listed for sale$389,900
2025-04-15Sold$379,400
2013-05-15Sold$158,000
2012-03-18Listing removed$170,000
2011-11-13Price change$170,000
2011-10-26Listed for sale$175,000

For Sale by Agent

AgentChristine Hjorth
BrokerageKeller Williams North Shore West

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