See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

31373 SW Chia Loop, Wilsonville, OR, 97070

5beds
3baths
2,600sqft
$749,999
$288price/sqft
$5,355/moest. monthly cost
$214,200/yrincome needed

About This Home

Absolutely stunning, meticulously remodeled home backing to the Willamette River. This contractor-owned residence has been thoughtfully upgraded from top to bottom with premium finishes throughout. Tucked at the end of a quiet cul-de-sac with friendly neighbors and direct access to a beloved community walking trail, the location perfectly balances privacy and convenience, just minutes to I-5, top-rated restaurants, and great shopping. Inside, soaring ceilings and expansive windows flood the home with natural light, creating a warm, open atmosphere. The highly desirable floor plan flows seamlessly from the family room to the kitchen and dining areas, ideal for everyday living and entertaining. The spacious kitchen features custom cabinetry with abundant storage, a beautifully designed island with bar seating, and a high-end stainless steel appliance suite. Gorgeous wide-plank solid oak hardwood floors extend through most of the home, with plush carpeting in the four non-primary bedrooms. Upstairs, you’ll find five generously sized bedrooms, including an impressive primary suite complete with a gas fireplace, spa-like bathroom, and large walk-in closet. A second bedroom also features its own fireplace, adding a touch of luxury and comfort. With four gas fireplaces total, this home offers multiple cozy spaces to relax during the cooler months. The oversized garage is fully finished with a custom epoxy floor and includes an extra-deep bay—providing ample room for two cars plus additional storage, or a workshop. A mix of concrete and asphalt surfaces out front allows parking for 5+ vehicles. The rear lot behind the home was previously part of the property and may present an opportunity to reclaim and expand the parcel to over half an acre with potential river access (buyer to verify). Extremely well insulated and remarkably quiet inside, this is a rare opportunity to own a truly turn-key river-adjacent home that combines quality craftsmanship, comfort, and location.

Getting Around

28
WalkingCar-Dependent
25
TransitSome Transit
58
BikeBikeable

Schools

5/10
5/10
9/10
Wilsonville High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1996

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Brick,Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Free-Standing Gas Range,Free-Standing Refrigerator,Microwave,Range Hood,Stainless Steel Appliance(s),Wine Cooler,Washer/Dryer,Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Ceiling Fan(s),Granite,High Ceilings,Quartz,Soaking Tub,Vaulted Ceiling(s),Kitchen Island
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Hardwood,Tile,Wood
  • Number of fireplaces: 4
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,600
  • Total interior livable area: 2,600 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 01702492

Features

  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Yard
  • Fencing: Fenced
  • Has view: Yes
  • View description: River,Trees/Woods
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Front

Lot

  • Lot size: 0.26 Acres
  • Features: Level,Sprinkler,SqFt 10000 to 14999

Parking

  • Total spaces: 3
  • Parking features: Driveway,Off Street,RV Access/Parking,RV Boat Storage,Attached,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave

FEMA Declared Disasters in Clackamas County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$139$1,668
Property Taxes $1,189$14,268
Electricity $235$2,831
Total$5,355$64,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,600/yr
40% on housing$160,650/yr
45% on housing$142,800/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 97070$286
Clackamas County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 97070$292
Clackamas County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Listed for sale$799,900
2021-04-30Sold$415,000
2020-12-27Contingent$419,900
2020-10-03Pending sale$419,900
2020-09-25Price change$419,900
2020-07-10Listed for sale$469,900
2004-12-23Sold$294,000
2004-09-03Sold$295,191
2003-03-04Sold$254,000
2000-11-03Sold$260,000

For Sale by Agent

AgentEvan Nelson
BrokerageeXp Realty, LLC

Similar Homes