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307 N Main St, Ashland, OR, 97520

3beds
2baths
1,847sqft
$749,000
$406price/sqft
$5,155/moest. monthly cost
$206,200/yrincome needed

About This Home

Vintage Craftsman with an exceptional location, just five easy blocks from the Ashland Plaza and Lithia Park. Welcoming covered front porch entry is just an example of the many period details of the original portion of the home. The living and dining area includes many light capturing windows, beautiful wide moldings, vintage tile surround gas fireplace, solid wood flooring, antique light fixtures and a wall of built-ins that encase a lovely stained-glass window and built-in hutch. Cheerful kitchen has black and white tiled flooring and a cozy breakfast nook. Current owners added a spacious ''lock off'' primary suite that was perfectly integrated to fit the overall feel of the home. R-2 zoning has allowed for a live/ work use and provides so much versatility depending on one's needs. Lovely, paved patio and mature landscaping compliment the overall picture. Plenty of storage between the basement and detached single car garage. This is a great opportunity for the next owner to enjoy.

Getting Around

82
WalkingVery Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

8/10
Helman Elementary SchoolGrades K-50.6 mi
7/10
Ashland Middle SchoolGrades 6-81.8 mi
9/10
Ashland High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1923

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven,Range,Refrigerator,Trash Compactor,Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Built-in Features,Ceiling Fan(s),Double Vanity,Granite Counters,Primary Downstairs,Soaking Tub,Solid Surface Counters,Stone Counters,Tile Shower
  • Flooring: Hardwood,Tile
  • Fireplace features: Gas,Insert,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Fireplace(s),Ductless,Forced Air,Natural Gas
  • Cooling features: Ductless,Central Air,None

Interior Area

  • Total structure area: 1,847
  • Total interior livable area: 1,847 sqft

Property

Details

  • Parcel number: 10058121
  • Zoning description: R-2
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: RV Dump,RV Hookup
  • Fencing: Fenced
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 10,454 sqft
  • Features: Garden,Level

Parking

  • Total spaces: 1
  • Parking features: Detached,Driveway,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Jackson County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$188$2,256
Property Taxes $1,004$12,048
Electricity $176$2,119
Total$5,155$61,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,742/yr
40% on housing$154,650/yr
45% on housing$137,466/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$406This listing

vs Other Active Listings

Avg $/sqft

ZIP 97520$341
Jackson County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 97520$292
Jackson County$265

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-20Listed for sale$749,000
2016-06-28Sold$413,000
2016-05-11Listed for sale$430,000
2011-10-20Sold$250,000
2011-09-17Pending sale$249,900
2011-09-09Price change$249,900
2011-09-08Listed for sale--
2008-11-02Listing removed$499,000
2008-02-19Price change$499,000
2008-01-18Listed for sale$515,000
2007-11-01Listing removed$479,000
2007-08-22Listed for sale$479,000
2007-04-27Sold$472,500
2000-04-27Sold$241,500
1999-09-22Sold$181,000

For Sale by Agent

AgentJustin B Donovan
BrokerageAshland Homes Real Estate Inc.

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