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166 Nob Hill St, Ashland, OR, 97520

3beds
2baths
1,791sqft
$475,000
$265price/sqft
$3,333/moest. monthly cost
$133,320/yrincome needed

About This Home

Builder/developer opportunity in one of Ashland's most sought-after neighborhoods. Exceptional redevelopment potential on a .35 acre corner lot just blocks from the Ashland Plaza. Elevated position captures sweeping mountain, city, and territorial views in an area of high-end homes. Existing structure is likely best suited for removal, creating a rare chance to build a stunning custom home on a large in-town lot or explore the potential for a lot split and development of two residences (buyer to complete all due diligence with the City of Ashland). Prime location near Lithia Park, OSF, and downtown amenities. Opportunities like this with size, views, and proximity to town are increasingly rare.

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

8/10
Helman Elementary SchoolGrades K-50.9 mi
7/10
Ashland Middle SchoolGrades 6-81.7 mi
9/10
Ashland High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Primary Downstairs,Shower/Tub Combo,Soaking Tub
  • Flooring: Carpet,Hardwood,Vinyl
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Baseboard,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 1,791
  • Total interior livable area: 1,791 sqft

Property

Details

  • Parcel number: 10059265
  • Zoning description: R-1-7 5
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: Mountain(s),Neighborhood,Territorial

Lot

  • Lot size: 0.35 Acres
  • Features: Corner Lot

Parking

  • Parking features: Driveway,Gravel,No Garage
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Jackson County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$119$1,428
Property Taxes $637$7,644
Electricity $176$2,119
Total$3,333$39,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,274/yr
40% on housing$99,990/yr
45% on housing$88,880/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 97520$343
Jackson County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 97520$292
Jackson County$265

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-03Listed for sale$475,000
2025-11-14Listing removed$495,000
2025-05-28Listed for sale$495,000
2025-05-21Pending sale$495,000
2025-05-16Listed for sale$495,000
2024-11-10Listing removed$485,000
2024-10-20Price change$485,000
2024-08-27Price change$500,000
2024-08-08Price change$525,000
2024-06-21Price change$550,000
2024-05-24Listed for sale$575,000

For Sale by Agent

AgentMark E Philhower
BrokerageFull Circle Real Estate

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