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541 Fairview St, Ashland, OR, 97520

5beds
3baths
2,586sqft
$996,000
$385price/sqft
$6,780/moest. monthly cost
$271,200/yrincome needed

About This Home

Beautifully restored 1908 classic home located on a rare R2 zoned double lot just blocks from downtown Ashland's theatres, restaurants, galleries, and parks. MAIN RESIDENCE Featuring 3 bedrooms and 2 full baths, interior highlights include original fir floors, high ceilings, designer lighting, updated kitchen, pantry and abundant natural light throughout. Flexible layout supports guest space, office, or extended living arrangements. LOWER LEVEL Remodeled with separate entrance, kitchen, bedroom and full bathroom offering independent living space. Foundation of main home was updated in 1997 with central heat, air, electrical and plumbing systems. DETACHED COTTAGE Separate remodeled cottage with bedroom and bath ideal for additional flexible living needs, guest suite, or office. OUTDOOR FEATURES Mature landscaping with fenced yard, irrigation, water feature, dry sauna, spa, storage shed, and ample off street parking. ADDITIONAL HIGHLIGHTS R2 zoning ideal for income producing living.

Getting Around

88
WalkingVery Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

10/10
Walker Elementary SchoolGrades K-51.1 mi
7/10
Ashland Middle SchoolGrades 6-81.1 mi
9/10
Ashland High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1908

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven,Range

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3

Features

  • Pantry,Soaking Tub,Solar Tube(s)
  • Window features: Double Pane Windows
  • Flooring: Hardwood
  • Fireplace features: Electric
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,086
  • Total interior livable area: 2,586 sqft

Property

Details

  • Parcel number: 10073105
  • Zoning description: R-2
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Covered Deck,Deck,Front Porch,Patio
  • Spa features: Spa/Hot Tub
  • Fencing: Fenced
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 6,969 sqft
  • Features: Landscaped,Sprinkler Timer(s),Sprinklers In Front,Sprinklers In Rear

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Jackson County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,036$60,432
Home Insurance *$251$3,012
Property Taxes $1,259$15,108
Electricity $234$2,816
Total$6,780$81,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$232,457/yr
40% on housing$203,400/yr
45% on housing$180,800/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$385This listing

vs Other Active Listings

Avg $/sqft

ZIP 97520$341
Jackson County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 97520$292
Jackson County$265

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$996,000
2024-11-23Listing removed$1,695
2024-11-08Listed for rent$1,695
2023-10-12Sold$685,000
2023-09-09Pending sale$695,000
2023-08-24Listed for sale$695,000
2022-05-20Listing removed--
2022-05-17Listed for rent$1,200
2015-11-03Sold$460,000
2015-09-28Price change$468,900
2015-09-22Price change$469,900
2015-09-14Price change$489,900
2015-09-09Price change$497,000
2015-08-31Price change$498,000
2015-08-24Listed for sale$499,000
2015-07-09Sold$332,784
2008-05-20Sold$300,000

For Sale by Agent

AgentGreg D. Messick
BrokerageRealty Net of Central Oregon

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