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480 Harrison St, Ashland, OR, 97520

2beds
1baths
886sqft
$375,000
$423price/sqft
$2,649/moest. monthly cost
$105,960/yrincome needed

About This Home

Charming single-level cottage in one of Ashland's most desirable locations, with stunning views of Grizzly Peak. This clean, well-maintained home features new flooring throughout and an inviting, light-filled interior, with two bedrooms plus a detached bonus room (not included in sq. footage), perfect for home office or studio. Additional storage can be found in the spacious basement. Large undeveloped adjoining lot (not included in the sale) gives the property a feeling of openness and privacy. Among the cherry and apple trees, grapevines and herb garden, enjoy peaceful mornings on the porch, a perfect spot for coffee while taking in the quiet neighborhood. Ideally located close to downtown Ashland, Lithia Park, the Oregon Shakespeare Festival, Southern Oregon University, dining, and nearby hiking and biking trails.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

10/10
Walker Elementary SchoolGrades K-51.0 mi
7/10
Ashland Middle SchoolGrades 6-81.0 mi
9/10
Ashland High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1941

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dryer,Oven,Range,Range Hood,Refrigerator,Washer,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Features

  • Ceiling Fan(s),Primary Downstairs,Shower/Tub Combo
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Carpet,Hardwood
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 886
  • Total interior livable area: 886 sqft

Property

Details

  • Parcel number: 10073900
  • Zoning description: R-1-7 5
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Fencing: Fenced
  • Has view: Yes
  • View description: Mountain(s),Neighborhood

Lot

  • Lot size: 4,791 sqft
  • Features: Garden,Landscaped

Parking

  • Parking features: Attached Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Wildfire
Winter Weather
Earthquake

FEMA Declared Disasters in Jackson County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$94$1,128
Property Taxes $483$5,796
Electricity $176$2,119
Total$2,649$31,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,822/yr
40% on housing$79,470/yr
45% on housing$70,640/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$423This listing

vs Other Active Listings

Avg $/sqft

ZIP 97520$343
Jackson County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 97520$292
Jackson County$265

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$395,000
2026-04-22Listed for sale$405,000
2023-10-06Sold$392,500
2023-08-24Pending sale$399,000
2023-08-21Listed for sale$399,000
2023-08-16Pending sale$399,000
2023-07-17Price change$399,000
2023-06-22Listed for sale$409,000
2021-11-03Listing removed--
2021-10-05Listed for rent$1,500
2021-03-24Listing removed--
2017-08-12Listing removed$1,450
2017-07-23Listed for rent$1,450
2005-06-07Sold$317,500

For Sale by Agent

AgentKenny Taylor
BrokerageMillen Property Group

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