See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

770 Elkader St, Ashland, OR, 97520

2beds
1baths
1,855sqft
$649,000
$350price/sqft
$4,490/moest. monthly cost
$179,600/yrincome needed

About This Home

First time on the market in over 50 years! Mid-century cottage overlooking a large .67 of an acre lot above the University in beautiful Ashland, Oregon. Main house is approx. 1424 SF w/ two bedrooms and one bath, built in 1947. Great views looking out into the trees and the mountains afar. There is also a detached garage with a cozy ADU attached to it (separate electric meter and address). Sellers have divided the lot into two separate tax lots, .47 of an acre has the house and ADU and there is a .25 of acre lot that also could be developed or just left as one big lot! So much potential with this opportunity, be it a multi-generational setup or future site of your dream home! Property has T.I.D. irrigation rights and is close to hiking trails.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

10/10
Walker Elementary SchoolGrades K-50.8 mi
7/10
Ashland Middle SchoolGrades 6-81.0 mi
9/10
Ashland High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1947

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Features

  • Flooring: Carpet,Laminate,Vinyl
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Ductless,Forced Air,Natural Gas
  • Cooling features: Ductless,None

Interior Area

  • Total structure area: 1,424
  • Total interior livable area: 1,855 sqft

Property

Details

  • Parcel number: 10089924
  • Zoning description: R-1-10
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Mountain(s),Neighborhood

Lot

  • Lot size: 0.67 Acres
  • Features: Drip System,Landscaped,Native Plants,Sloped,Sprinkler Timer(s),Sprinklers In Front,Wooded

Parking

  • Total spaces: 1
  • Parking features: Detached,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Wildfire
Winter Weather
Earthquake

FEMA Declared Disasters in Jackson County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$163$1,956
Property Taxes $870$10,440
Electricity $176$2,119
Total$4,490$53,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,942/yr
40% on housing$134,700/yr
45% on housing$119,733/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$350This listing

vs Other Active Listings

Avg $/sqft

ZIP 97520$342
Jackson County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 97520$292
Jackson County$265

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Price change$690,000
2026-02-19Price change$769,000
2025-12-13Listed for sale$790,000
2025-11-25Pending sale$790,000
2025-11-22Listed for sale$790,000
2010-11-26Listing removed$495,000
2010-10-21Listed for sale$495,000
1986-07-18Sold$25,000

For Sale by Agent

AgentJustin B Donovan
BrokerageAshland Homes Real Estate Inc.

Similar Homes