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1048 W 13th St, Medford, OR, 97501

2beds
0baths
976sqft
$318,000
$326price/sqft
$2,262/moest. monthly cost
$90,480/yrincome needed

About This Home

Owner Carry Options Available! Well-maintained duplex with strong rental history and great long-term tenants who wish to stay. Each unit offers 1 bedroom, 1 bathroom, a full kitchen, in-unit laundry, and built-in features that add timeless character. Updates include newer laminate flooring, laminate countertops, and tile flooring in the bathrooms. Both homes feature covered front porches and great curb appeal. The property includes a large, fenced backyard and alley access to carports with extra storage space. Reliable income and minimal upkeep make this a solid addition to your portfolio with steady cash flow potential! 24-hour notice required for showings--please be respectful of tenants.

Getting Around

44
WalkingCar-Dependent
29
TransitSome Transit
61
BikeBikeable

Schools

4/10
2/10
Mcloughlin Middle SchoolGrades 6-80.8 mi
6/10
South Medford High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Ranch
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Laminate Counters
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Laminate,Tile
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 976
  • Total interior livable area: 976 sqft

Property

Details

  • Parcel number: 10412141
  • Zoning description: SFR-10
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch,Patio
  • Fencing: Fenced
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 8,276 sqft
  • Features: Level

Parking

  • Parking features: Alley Access,Detached Carport,On Street
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Winter Weather
Earthquake
Heat Wave

FEMA Declared Disasters in Jackson County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,607$19,284
Home Insurance *$83$996
Property Taxes $396$4,752
Electricity $176$2,119
Total$2,262$27,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,554/yr
40% on housing$67,860/yr
45% on housing$60,320/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$326This listing

vs Other Active Listings

Avg $/sqft

ZIP 97501$191
Jackson County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 97501$247
Jackson County$265

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Price change$318,000
2025-11-10Listed for sale$325,000
2021-05-07Sold$290,000
2018-06-15Sold$180,000
2000-07-19Sold$95,500
1999-03-16Sold$90,500

For Sale by Agent

AgentThe Rasmussen Group
BrokerageJohn L. Scott Medford

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