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26418 N Willow Ave, Mundelein, IL, 60060

3beds
2baths
1,396sqft
$415,000
$297price/sqft
$3,054/moest. monthly cost
$122,160/yrincome needed

About This Home

A 120' WATERFRONT, adorable, raised ranch on the peaceful channel to Diamond Lake, located in Oak Terrace Subdivision in unincorporated Lake County, having direct access to Diamond Lake. The home is situated on close to half an acre with a fully fenced in yard. Boasting a 16' x 16' screened in house, with electricity, for entertaining. Featuring 3 bedrooms and 2 full baths with a carpeted family room in the lower level. Oak parquet hardwood flooring on upper level. Lower level is a direct walk out to channel. Large basement provides ample storage. New copper plumbing and new water heater with a high efficiency furnace/AC. The roof is 5 years new. Large 2-car garage with a 2-car driveway and an extra 2-car driveway on other side of property for ample parking. Enjoy boating, swimming and fishing right in your backyard or a short walk to the subdivisions private beach. In the winter enjoy ice-skating, snowmobiling and ice fishing. Beautifully landscaped yard surrounded by mature trees. Convenient to schools, Metra train, shopping, restaurants. A wonderful property where you can enjoy waterfront living at its best! You won't regret making an offer today!

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

--
Diamond Lake SchoolGrades PK-20.6 mi
5/10
West Oak Middle SchoolGrades 6-80.6 mi
7/10

Construction

Condition

  • Year built: 1928

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 112
  • Dimensions: 8X14

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 112
  • Dimensions: 8X14

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 140
  • Dimensions: 10X14

Family Room

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 204
  • Dimensions: 12X17

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,396 sqft

Kitchen

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 132
  • Dimensions: 11X12

Laundry

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 80
  • Dimensions: 8X10

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 120
  • Dimensions: 10X12

Master Bedroom

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 154
  • Dimensions: 11X14

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 10364070200000
  • Special condition: None

Features

  • Stories: 1
  • Has view: Yes
  • View description: Back of Property
  • Has water view: Yes
  • Water view: Back of Property
  • On waterfront: Yes

Lot

  • Lot size: 0.34 Acres
  • Lot size dimensions: 120 X 125

Parking

  • Total spaces: 5
  • Parking features: Asphalt,Yes,Garage Owned,Detached,Side Apron,Owned,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Strong Wind
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$152$1,824
Property Taxes $674$8,088
Electricity $130$1,569
Total$3,054$36,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,708/yr
40% on housing$91,620/yr
45% on housing$81,440/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 60060$213
Lake County$238

vs Homes Sold Last Month

Median $/sqft

ZIP 60060$224
Lake County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentRene Aguirre
BrokerageNorthlake Realtors

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