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900 Cypress Point Loop, Ashland, OR, 97520

3beds
2baths
2,285sqft
$635,000
$278price/sqft
$4,411/moest. monthly cost
$176,440/yrincome needed

About This Home

Beautifully maintained and thoughtfully updated, this home offers main-level living with an inviting open floor plan, 10-foot ceilings, a cozy gas fireplace, a remodeled bathroom, a thoughtfully designed kitchen with granite countertops, and new flooring throughout. Large picture windows and a private deck capture expansive views of Oak Knoll Golf Course, Grizzly Peak, and the surrounding mountains. The finished basement features flexible space ideal for a guest suite or fourth bedroom, hobby room, or additional living area, along with abundant storage. An oversized two-car garage offers generous room for vehicles. Located in a well-maintained neighborhood with miles of nearby trails, the low-maintenance front yard features a drip irrigation system, allowing you to spend more time enjoying the exceptional setting.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

9/10
7/10
Ashland Middle SchoolGrades 6-81.9 mi
9/10
Ashland High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Block,Concrete Perimeter
  • Roof: Composition
  • Construction materials: Block,Concrete,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Instant Hot Water,Cooktop,Dishwasher,Disposal,Dryer,Microwave,Oven,Refrigerator,Washer,Water Heater

Basement

  • Has basement: Yes
  • Basement: Daylight,Exterior Entry,Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Ceiling Fan(s),Granite Counters,Kitchen Island,Open Floorplan,Pantry,Shower/Tub Combo,Tile Shower,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows,Skylight(s)
  • Flooring: Vinyl
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,285
  • Total interior livable area: 2,285 sqft

Property

Details

  • Parcel number: 10790955
  • Zoning description: R-1-10P
  • Special condition: Standard
  • Exclusions: Firepit

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Rear Porch
  • Has view: Yes
  • View description: Mountain(s),Golf Course,Neighborhood

Lot

  • Lot size: 7,405 sqft
  • Features: Drip System,On Golf Course,Sprinkler Timer(s),Sprinklers In Front

Parking

  • Total spaces: 2
  • Parking features: Attached,Detached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Winter Weather
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Jackson County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,210$38,520
Home Insurance *$160$1,920
Property Taxes $834$10,008
Electricity $207$2,488
Total$4,411$52,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,234/yr
40% on housing$132,330/yr
45% on housing$117,626/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 97520$342
Jackson County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 97520$292
Jackson County$265

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$635,000
2019-09-27Sold$440,000
2019-07-08Price change$449,000
2019-06-11Price change$465,000
2019-03-03Listed for sale$495,000
2018-12-29Listing removed$495,000
2018-10-03Price change$495,000
2018-08-17Price change$515,000
2018-06-19Price change$519,000
2018-03-06Listed for sale$525,000
2018-02-14Pending sale$525,000
2018-02-09Listed for sale$525,000

For Sale by Agent

AgentCameron C Allen
BrokerageJohn L. Scott Ashland

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