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150 Crocker St, Ashland, OR, 97520

3beds
3baths
1,361sqft
$360,000
$265price/sqft
$2,568/moest. monthly cost
$102,720/yrincome needed

About This Home

ASHLAND OREGON TOWNHOME + POTENTIAL 3.25% ASSUMABLE FHA LOAN! A unique opportunity to own in Ashland with attractive financing and future rental potential. Qualified buyers may be able to assume the seller's existing FHA loan at a 3.25% interest rate, subject to lender/FHA approval and applicable requirements. Rentals are permitted with HOA approval, offering flexibility as a primary residence, first home, future rental, or investment. Features include new laminate flooring, stainless steel appliances, ceramic tile countertops, new water heater, and a 50-year roof installed in 2023. Relax on the deck overlooking protected wetlands. Conveniently located near downtown Ashland, shopping, YMCA, public transportation, parks, trails, restaurants, Farmers Market, and entertainment. Buyer to verify HOA rental requirements and FHA assumption eligibility and terms. All information deemed reliable but not guaranteed. Buyer to do due diligence.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
65
BikeBikeable

Schools

9/10
7/10
Ashland Middle SchoolGrades 6-80.8 mi
9/10
Ashland High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Range,Range Hood,Refrigerator,Washer,Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3

Features

  • Breakfast Bar,Pantry,Tile Counters
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Laminate,Tile,Vinyl
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,361
  • Total interior livable area: 1,361 sqft

Property

Details

  • Parcel number: 10908656
  • Zoning description: R-1-3 5
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch
  • Has view: Yes
  • View description: Neighborhood,Territorial

Lot

  • Lot size: 1,742 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway,Other
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Winter Weather
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Jackson County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$90$1,080
Property Taxes $482$5,784
Electricity $176$2,119
Total$2,568$30,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,045/yr
40% on housing$77,040/yr
45% on housing$68,480/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 97520$343
Jackson County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 97520$292
Jackson County$265

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$350,000
2026-07-11Listed for sale$360,000
2021-07-28Sold$335,000
2021-03-10Pending sale$330,000
2021-03-06Listed for sale$330,000
2020-08-20Listing removed$300,000
2020-07-02Listed for sale$300,000
2019-10-21Listing removed$285,000
2019-09-30Price change$285,000
2019-09-14Price change$290,000
2019-09-05Listed for sale$300,000
2013-11-22Listing removed$274,900
2013-10-16Listed for sale$274,900
2007-01-31Sold$312,000
1998-06-30Sold$126,000

For Sale by Agent

AgentRachel M White
BrokerageHome Quest Realty

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