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545 Hodson Rd, Gold Hill, OR, 97525

3beds
2baths
2,378sqft
$465,000
$196price/sqft
$2,945/moest. monthly cost
$117,800/yrincome needed

About This Home

GOLDEN CHANCE IN GOLD HILL! Discover countryside bliss on 5 serene acres with TWO homes. The newer gem is a 2bd/2ba 1994 manufactured, offering modern comforts amid rustic charm. Plus, the vintage 1964 charmer--a 2bd/1ba second unit used for storage and not permitted living space. But wait, there's more! A collection of outbuildings awaits exploration, including a roomy shop, a COLOSSAL RV carport that fits two RVs, and a detached 2car garage with a cozy office/workroom/bedroom--perfect for a home business. Animal lovers, rejoice! There's a chicken coop, and plenty of space for livestock, gardening, or equestrian. Imagine a seasonal creek meandering behind the property, whispering tales of past gold panning. With a garage, TWO carports & ample room for RVs, this property is a haven for vehicles & gardeners with the 11gpm well (test on file); septic pumped. Whether you're dreaming of a homestead or a retreat, this property invites you to explore its beauty AND opportunity!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
5/10
Hanby Middle SchoolGrades 6-81.1 mi
3/10

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Steel Frame,Frame

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Oven,Range,Range Hood,Refrigerator,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Built-in Features,Ceiling Fan(s),Laminate Counters,Shower/Tub Combo
  • Flooring: Carpet,Laminate
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,300
  • Total interior livable area: 2,378 sqft

Property

Details

  • Parcel number: 10165845
  • Zoning description: RR-5
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Fencing: Fenced
  • Has view: Yes
  • View description: Creek/Stream,Forest,Mountain(s)
  • Has water view: Yes
  • Water view: Creek/Stream
  • Horses can be raised: Yes

Lot

  • Lot size: 5.30 Acres
  • Features: Garden,Level,Native Plants

Parking

  • Total spaces: 2
  • Parking features: Detached,Detached Carport,Driveway,RV Access/Parking,Storage,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Winter Weather
Earthquake
Heat Wave

FEMA Declared Disasters in Jackson County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$97$1,164
Property Taxes $282$3,384
Electricity $215$2,589
Total$2,945$35,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,971/yr
40% on housing$88,350/yr
45% on housing$78,533/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 97525$278
Jackson County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 97525$258
Jackson County$265

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-14Price change$465,000
2025-10-27Listed for sale$485,000
2025-10-06Pending sale$485,000
2025-09-23Price change$485,000
2025-08-05Listed for sale$489,000
2022-12-16Sold$339,000
2022-11-26Pending sale$349,000
2022-11-09Price change$349,000
2022-10-26Pending sale$369,000
2022-10-21Listed for sale$369,000

For Sale by Agent

AgentKatherine M Soditus
BrokerageReal Estate Alliance & Lease

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