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32781 E Pearl St, Eugene, OR, 97408

5beds
4baths
3,280sqft
$649,900
$198price/sqft
$4,607/moest. monthly cost
$184,280/yrincome needed

About This Home

Spacious tri-plex in the heart of Coburg and Sheldon School District. The ground unit is a spacious 3 bed 2 bath with over 1600 sq ft and includes forced air, a laundry room, and large garage with an additional work area. One of the upstairs units is an updated 2 bedroom 1 bath, washer and dryer hook ups and also has a garage. The second upstairs unit is a studio with a large outdoor storage area. Great rental history. Listing broker is related to sellers.

Getting Around

50
WalkingCar-Dependent
11
TransitMinimal Transit
55
BikeBikeable

Schools

7/10
Gilham Elementary SchoolGrades K-52.7 mi
5/10
Cal Young Middle SchoolGrades 6-83.4 mi
6/10
Sheldon High SchoolGrades 9-123.8 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1981

Materials

  • Roof: Composition
  • Construction materials: Lap Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Range,Electric Water Heater
  • Laundry features: Washer Dryer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Heating & Cooling

  • Heating features: Forced Air,Zoned
  • Cooling features: None,Air Conditioning

Interior Area

  • Total structure area: 3,280
  • Total interior livable area: 3,280 sqft

Property

Details

  • Parcel number: 0043081
  • Zoning: TR

Features

  • Stories: 2

Lot

  • Lot size: 6,969 sqft
  • Features: Level,SqFt 7000 to 9999

Parking

  • Total spaces: 4
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Lane County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$123$1,476
Property Taxes $901$10,812
Electricity $297$3,572
Total$4,607$55,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,954/yr
40% on housing$138,210/yr
45% on housing$122,853/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 97408$286
Lane County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 97408$340
Lane County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-28Listed for sale$649,900
2018-06-15Sold$355,000
2018-06-04Pending sale$400,000
2018-05-09Price change$400,000
2018-04-18Listed for sale$409,000
2018-04-14Pending sale$409,000
2018-04-04Listed for sale$409,000
2009-02-12Sold$263,300
2008-11-06Sold$263,300
2006-06-16Sold$325,000
2004-12-22Sold$234,000

For Sale by Agent

AgentAlison Myers
BrokerageLux Realty Group

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