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91638 Horse Creek Rd, Blue River, OR, 97413

3beds
2baths
1,425sqft
$479,000
$336price/sqft
$3,133/moest. monthly cost
$125,320/yrincome needed

About This Home

This Jack Kephart built home is tucked among the trees on nearly an acre in McKenzie Bridge. Charming 3 bed, 2 bath home that offers peaceful living just 3.5 miles from Tokatee Golf Course and dining. Recent updates include a newly painted exterior and a new roof, updated septic. Inside you’ll find quartz counters, hardwood floors, and vinyl windows that bring in natural light and forest views. Step out onto the deck overlooking a gorgeous water feature—perfect for relaxing or entertaining. The property also features an oversized extra-long garage with workbench and storage, RV parking, workshop, wood shed, and tool shed. A brand new Generac generator has been hard-wired for added peace of mind. Ideal as a full-time home, getaway, or investment in the heart of the McKenzie River area. Contact your trusted agent today to come take a look at this stunning home.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

--
6/10
Mckenzie High SchoolGrades K-129.9 mi

Construction

Condition

  • Year built: 1969

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater
  • Laundry features: Main Level

Bedroom2

  • Level: Main
  • Area: 132

Bedroom3

  • Level: Main
  • Area: 99

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal
  • Level: Main
  • Area: 204

Features

  • Office,Workshop
  • Flooring: Carpet,Wood,Laminate
  • Fireplace features: Living Room,Wood Burning,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,425
  • Total interior livable area: 1,425 sqft

Kitchen

  • Level: Main
  • Area: 120

Living Room

  • Level: Main
  • Area: 266

Master Bedroom

  • Level: Main
  • Area: 168

Property

Details

  • Parcel number: 0093235
  • Zoning: RR2

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Partial

Lot

  • Lot size: 0.94 Acres
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Volcanic Activity
    Volcanic ActivityModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Earthquake
Heat Wave
Landslide
Lightning
Volcanic Activity
Wildfire

FEMA Declared Disasters in Lane County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance *$140$1,680
Property Taxes $395$4,740
Electricity $176$2,119
Total$3,133$37,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,417/yr
40% on housing$93,990/yr
45% on housing$83,546/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$336This listing

vs Other Active Listings

Avg $/sqft

ZIP 97413$275
Lane County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 97413$544
Lane County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-12Price change$479,000
2026-03-18Listed for sale$499,000
2024-07-15Sold$459,000
2024-06-13Pending sale$459,000
2024-05-25Listed for sale$459,000
2014-11-01Listing removed$225,000
2014-05-14Listed for sale$225,000

For Sale by Agent

AgentGINA PEARL
BrokerageRe/Max Integrity Branch

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