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1406 Carter Ln, Springfield, OR, 97477

3beds
2baths
1,709sqft
$495,000
$290price/sqft
$3,548/moest. monthly cost
$141,920/yrincome needed

About This Home

Immaculate single-level home offering 1,709 square feet of thoughtfully designed living space, conveniently located within walking distance to restaurants, shopping, and everyday amenities. The flexible floor plan features a spacious primary suite, separate living and family rooms, a formal dining room, and a dedicated office space—ideal for today’s lifestyle needs.Beautiful hardwood floors add warmth and character throughout, while recent updates include a two-year-old heat pump, new water heater, and more. The fully chain-link fenced front and backyard provide privacy and functionality, complemented by beautifully landscaped grounds.Outdoor living shines with a welcoming front porch featuring stamped concrete, a generous patio perfect for entertaining, and a 16' x 12' storage shed for added convenience. The home sale also includes the refrigerator, washer, dryer, and additional amenities. Also a easy change back to 3 bedroom .This exceptionally maintained property reflects true pride of ownership and is move-in ready.

Getting Around

79
WalkingVery Walkable
35
TransitSome Transit
84
BikeVery Bikeable

Schools

3/10
Hamlin Middle SchoolGrades 6-80.9 mi
4/10
Springfield High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1960

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Lap Siding,Vinyl Siding,Wood Composite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built In Oven,Built-In Range,Free-Standing Refrigerator,Range Hood,Washer/Dryer,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Hardwood Floors
  • Level: Main
  • Area: 132

Bedroom3

  • Level: Main
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • Partial bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Features: Sliding Doors
  • Level: Main
  • Area: 221

Family Room

  • Features: Hardwood Floors
  • Level: Main
  • Area: 340

Features

  • Double Closet
  • Door features: Sliding Doors
  • Window features: Vinyl Frames
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Fireplace(s)
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,709
  • Total interior livable area: 1,709 sqft

Kitchen

  • Features: Builtin Range,Builtin Oven, Free Standing Refrigerator
  • Level: Main
  • Area: 126

Living Room

  • Features: Fireplace, Hardwood Floors
  • Level: Main
  • Area: 247

Master Bedroom

  • Features: Hardwood Floors,Double Closet
  • Level: Main
  • Area: 280

Office

  • Level: Main
  • Area: 48

Property

Accessibility

  • Accessibility features: Garage On Main,Main Floor Bedroom Bath,Accessibility

Details

  • Parcel number: 0210748
  • Zoning: Res

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Patio,Porch
  • Exterior features: Yard
  • Fencing: Fenced

Lot

  • Lot size: 6,969 sqft
  • Features: Level,On Busline,SqFt 5000 to 6999

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Attached,Garage Partially Converted to Living Space
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Lane County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$109$1,308
Property Taxes $761$9,132
Electricity $176$2,119
Total$3,548$42,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,645/yr
40% on housing$106,440/yr
45% on housing$94,613/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 97477$207
Lane County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 97477$276
Lane County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-27Price change$495,000
2026-05-12Listed for sale$525,000

For Sale by Agent

AgentLarry Alberts
BrokerageKeller Williams Realty Eugene and Springfield

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