See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

820 Park Ter, Eugene, OR, 97404

3beds
3baths
2,179sqft
$775,000
$356price/sqft
$5,553/moest. monthly cost
$222,120/yrincome needed

About This Home

Enjoy the best of both worlds with easy access to the bus line, restaurants, and shopping while still coming home to peaceful pond views. The inviting living room features a gas fireplace and large windows, while the kitchen includes tile floors, a gas range, pantry, and eating bar. Bright and open, the home is filled with natural light thanks to numerous windows, high ceilings, skylights, and custom blinds.The main level primary suite offers convenience, with two additional bedrooms and a full bath upstairs one with a pond facing balcony. A versatile loft is perfect for an office or reading nook. This property includes two bonus living spaces: a separate studio with full bath and a 2 bed, 1 bath ADU apartment ideal for guests or rental income. A shaded backyard, mature trees, gravel RV/boat parking, an irrigation well, and a separate 2 car garage complete this unique offering. Many updates completed in 2020. Also listed as multifamily RMLS#437110225. Ask your agent for list of updates.

Getting Around

43
WalkingCar-Dependent
31
TransitSome Transit
68
BikeBikeable

Schools

6/10
Kelly Middle SchoolGrades 6-81.4 mi
3/10
North Eugene High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1994

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Free-Standing Refrigerator,Disposal,Gas Water Heater

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Balcony,Closet, Wallto Wall Carpet
  • Level: Upper
  • Area: 156

Bedroom3

  • Features: Closet, Wallto Wall Carpet
  • Level: Upper
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Features: Builtin Features,Tile Floor
  • Level: Main
  • Area: 168

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Balcony,Closet,Built-in Features,Eat Bar,Pantry,High Ceilings,Bathroom,Kitchen
  • Window features: Double Pane Windows,Vinyl Window Double Paned,Skylight(s)
  • Flooring: Tile,Vinyl,Wall to Wall Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Other,Fireplace(s)
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,179
  • Total interior livable area: 2,179 sqft

Kitchen

  • Features: Dishwasher, Disposal, Eat Bar, Pantry,Free Standing Refrigerator, Tile Floor
  • Level: Main
  • Area: 54

Living Room

  • Features: Fireplace, Skylight,High Ceilings, Wallto Wall Carpet
  • Level: Main
  • Area: 368

Master Bedroom

  • Features: Deck,Closet, Wallto Wall Carpet
  • Level: Main
  • Area: 192

Property

Details

  • Parcel number: 0426179
  • Zoning: R1

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Deck,Deck
  • Exterior features: Yard,Balcony
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • On waterfront: Yes
  • Waterfront features: Other,Pond
  • Waterbody name: Pond

Lot

  • Lot size: 0.31 Acres
  • Features: Level,SqFt 10000 to 14999

Parking

  • Total spaces: 2
  • Parking features: Driveway,Other,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters in Lane County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$163$1,956
Property Taxes $1,275$15,300
Electricity $197$2,373
Total$5,553$66,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$190,388/yr
40% on housing$166,590/yr
45% on housing$148,080/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$356This listing

vs Other Active Listings

Avg $/sqft

ZIP 97404$238
Lane County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 97404$284
Lane County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-19Price change$775,000
2025-08-19Listed for sale$785,000
2012-05-22Listing removed$1,650
2012-03-23Price change$1,650
2012-03-04Price change$1,695
2012-02-07Listed for rent$1,795
1996-10-29Sold$243,410

For Sale by Agent

AgentMelissa Gutierrez, Berkshire Hathaway HomeServices Real Estate Professionals
BrokerageBerkshire Hathaway HomeServices Real Estate Professionals

Similar Homes