




820 Park Ter, Eugene, OR, 97404
About This Home
Enjoy the best of both worlds with easy access to the bus line, restaurants, and shopping while still coming home to peaceful pond views. The inviting living room features a gas fireplace and large windows, while the kitchen includes tile floors, a gas range, pantry, and eating bar. Bright and open, the home is filled with natural light thanks to numerous windows, high ceilings, skylights, and custom blinds.The main level primary suite offers convenience, with two additional bedrooms and a full bath upstairs one with a pond facing balcony. A versatile loft is perfect for an office or reading nook. This property includes two bonus living spaces: a separate studio with full bath and a 2 bed, 1 bath ADU apartment ideal for guests or rental income. A shaded backyard, mature trees, gravel RV/boat parking, an irrigation well, and a separate 2 car garage complete this unique offering. Many updates completed in 2020. Also listed as multifamily RMLS#437110225. Ask your agent for list of updates.
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1994
Materials
- Foundation: Pillar/Post/Pier
- Roof: Composition
- Construction materials: Cement Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Free-Standing Refrigerator,Disposal,Gas Water Heater
Basement
- Basement: Crawl Space
Bedroom2
- Features: Balcony,Closet, Wallto Wall Carpet
- Level: Upper
- Area: 156
Bedroom3
- Features: Closet, Wallto Wall Carpet
- Level: Upper
- Area: 120
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- Partial bathrooms: 1
- Main level bathrooms: 2
Dining Room
- Features: Builtin Features,Tile Floor
- Level: Main
- Area: 168
Features
- Ceiling Fan(s),Vaulted Ceiling(s),Balcony,Closet,Built-in Features,Eat Bar,Pantry,High Ceilings,Bathroom,Kitchen
- Window features: Double Pane Windows,Vinyl Window Double Paned,Skylight(s)
- Flooring: Tile,Vinyl,Wall to Wall Carpet
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air,Other,Fireplace(s)
- Cooling features: Heat Pump
Interior Area
- Total structure area: 2,179
- Total interior livable area: 2,179 sqft
Kitchen
- Features: Dishwasher, Disposal, Eat Bar, Pantry,Free Standing Refrigerator, Tile Floor
- Level: Main
- Area: 54
Living Room
- Features: Fireplace, Skylight,High Ceilings, Wallto Wall Carpet
- Level: Main
- Area: 368
Master Bedroom
- Features: Deck,Closet, Wallto Wall Carpet
- Level: Main
- Area: 192
Property
Details
- Parcel number: 0426179
- Zoning: R1
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered Deck,Deck
- Exterior features: Yard,Balcony
- Has view: Yes
- View description: Pond
- Has water view: Yes
- Water view: Pond
- On waterfront: Yes
- Waterfront features: Other,Pond
- Waterbody name: Pond
Lot
- Lot size: 0.31 Acres
- Features: Level,SqFt 10000 to 14999
Parking
- Total spaces: 2
- Parking features: Driveway,Other,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Heat Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Lane County and Oregon
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,918 | $47,016 |
| Home Insurance * | $163 | $1,956 |
| Property Taxes | $1,275 | $15,300 |
| Electricity | $197 | $2,373 |
| Total | $5,553 | $66,636 |
Income You'd Need if You Spent...
Oregon FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-19 | Price change | $775,000 |
| 2025-08-19 | Listed for sale | $785,000 |
| 2012-05-22 | Listing removed | $1,650 |
| 2012-03-23 | Price change | $1,650 |
| 2012-03-04 | Price change | $1,695 |
| 2012-02-07 | Listed for rent | $1,795 |
| 1996-10-29 | Sold | $243,410 |
For Sale by Agent
