See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

123 Elkay Dr, Eugene, OR, 97404

3beds
1baths
1,450sqft
$369,000
$254price/sqft
$2,508/moest. monthly cost
$100,320/yrincome needed

About This Home

This charming 1938 River Road home is ready for it's new owner. Inside you’ll find vintage character in the original hardwood floors and wood-burning fireplace, along with thoughtful updates including newer double-pane windows that fill the home with natural light. The main floor features 2 bedrooms and 1 bathroom, while the upstairs bedroom and 2 bonus spaces offer flexibility for a home office, guest space, hobbies, or additional storage. Heat pumps on both levels provide year-round comfort, while a newer roof, washer/dryer, and appliances offer added peace of mind. Outside, the spacious fenced backyard features red and green grapevines, space to garden, a fully powered tool shed, and plenty of space to gather and enjoy. An attached garage with a storage loft offers even more room for all your tools, seasonal decor, and outdoor gear.

Getting Around

58
WalkingSomewhat Walkable
35
TransitSome Transit
81
BikeVery Bikeable

Schools

6/10
Kelly Middle SchoolGrades 6-81.2 mi
3/10
North Eugene High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1938

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Washer/Dryer,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Stove,Wood Burning,Wood Burning Stove
  • Fireplace: Yes

Heating

  • Heating features: Ductless

Interior Area

  • Total structure area: 1,450
  • Total interior livable area: 1,450 sqft

Kitchen

  • Features: Dishwasher,Free Standing Range
  • Level: Main

Living Room

  • Features: Wood Stove
  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0432334
  • Zoning: R-1

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Yard
  • Fencing: Fenced

Lot

  • Lot size: 6,534 sqft
  • Features: SqFt 5000 to 6999

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters in Lane County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$78$936
Property Taxes $389$4,668
Electricity $176$2,119
Total$2,508$30,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,988/yr
40% on housing$75,240/yr
45% on housing$66,880/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$254This listing

vs Other Active Listings

Avg $/sqft

ZIP 97404$243
Lane County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 97404$284
Lane County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$364,000
2026-08-08Price change$364,000
2026-08-03Listed for sale$369,000
2026-07-13Pending sale$369,000
2026-07-09Price change$369,000
2026-06-24Listed for sale$379,000
2026-06-15Listing removed--
2026-05-26Listed for sale$375,000
2026-01-22Listing removed--
2025-11-07Listed for sale$375,000
2018-09-20Sold$250,000
2007-07-27Sold$199,900
2004-11-08Sold$159,800

For Sale by Agent

AgentLily Figueroa
BrokerageKeller Williams Realty Eugene and Springfield

Similar Homes