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3005 Mill St, Eugene, OR, 97405

4beds
2baths
1,872sqft
$535,000
$286price/sqft
$3,881/moest. monthly cost
$155,240/yrincome needed

About This Home

3005 & 3015 Mill Street is an exceptional duplex! This well-maintained single-level duplex offers a combination of features people are looking for; An excellent location, timeless character, and a dependable investment. Each unit features beautiful wood floors, spacious living areas, comfortable floor plans and private outdoor space. Pride of ownership is evident throughout, making this a true turnkey opportunity. Conveniently located near shopping, restaurants, parks, schools, downtown Eugene and the University of Oregon, this is an outstanding opportunity for investors or owner-occupants seeking to offset their mortgage with rental income. Please do not disturb the tenants.Clean, attractive duplexes in locations like this are becoming increasingly difficult to find.

Getting Around

73
WalkingVery Walkable
37
TransitSome Transit
100
BikeBiker's Paradise

Schools

6/10
Adams Elementary SchoolGrades K-51.3 mi
5/10
8/10
South Eugene High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1955

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Range,Washer/Dryer,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Wood

Heating

  • Heating features: Zoned,Fireplace(s)

Interior Area

  • Total structure area: 1,872
  • Total interior livable area: 1,872 sqft

Property

Details

  • Parcel number: 0650869
  • Zoning: R-1

Features

  • Stories: 1
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 6,534 sqft
  • Features: Corner Lot,Level,SqFt 5000 to 6999

Parking

  • Total spaces: 2
  • Parking features: Carport,Off Street
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters in Lane County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$124$1,488
Property Taxes $876$10,512
Electricity $176$2,119
Total$3,881$46,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,062/yr
40% on housing$116,430/yr
45% on housing$103,493/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 97405$247
Lane County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 97405$295
Lane County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$535,000
2020-11-23Listing removed$1,425
2020-11-19Price change$1,425
2020-11-09Listed for rent$1,495
2020-10-19Sold$375,000
2004-10-08Sold$235,000
2003-07-31Sold$152,500

For Sale by Agent

AgentBess Blacquiere
BrokerageBetter Homes and Gardens Real Estate Equinox

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