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3781 Kincaid St, Eugene, OR, 97405

5beds
3baths
2,713sqft
$587,000
$216price/sqft
$4,309/moest. monthly cost
$172,360/yrincome needed

About This Home

Listed 05/11/26 Welcome to this versatile income-producing property SouthEast Eugene home designed for sustainable living. The spacious main residence offers 4 bedrooms and 2 bathrooms, providing ample space for a large household or guests. A dedicated bonus room adds flexibility to the floor plan, making it an ideal spot for a home office, playroom, or hobby studio. The original hardwood through the main floor, large dining room and a classic fireplace creates a warm and inviting atmosphere for gatherings during the cooler months. Attached to the primary residence is a charming private apartment that serves as an excellent rental opportunity or guest suite. This secondary unit features a unique loft bedroom that maximizes the living space and provides a cozy, modern feel with it's own full kitchen, bathroom and private front door - ensuring an independant living space from the main house.The exterior of the property is a gardener’s canvas, with established organic raised beds ready to be brought back to life as well as several fruit trees such as peach tree, plum tree, raspberries, blueberries, and goldenberries. Fully fenced yard providing privacy and security for pets, children, and outdoor activities. Home and apartment currently rent for a total of $4500/month.

Getting Around

48
WalkingCar-Dependent
29
TransitSome Transit
64
BikeBikeable

Schools

5/10
8/10
South Eugene High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1948

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: T111 Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Free-Standing Refrigerator,Washer/Dryer,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2

Features

  • Tile
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Stove,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,713
  • Total interior livable area: 2,713 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0660546

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Garden,Raised Beds,Yard
  • Fencing: Fenced
  • Has view: Yes
  • View description: Mountain(s),Valley

Lot

  • Lot size: 8,276 sqft
  • Features: Level,SqFt 7000 to 9999

Parking

  • Parking features: Driveway,Off Street,RV Access/Parking
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Lane County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,968$35,616
Home Insurance *$136$1,632
Property Taxes $959$11,508
Electricity $246$2,954
Total$4,309$51,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,737/yr
40% on housing$129,270/yr
45% on housing$114,906/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 97405$248
Lane County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 97405$295
Lane County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$587,000
2026-06-05Price change$599,000
2026-05-12Listed for sale$615,000
2005-04-06Sold$217,500
1997-10-20Sold$197,000

For Sale by Agent

AgentSunday Dunaway
BrokerageKnipe Realty ERA Powered

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