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1890 37th St, Florence, OR, 97439

2beds
1baths
936sqft
$399,900
$427price/sqft
$2,745/moest. monthly cost
$109,800/yrincome needed

About This Home

Charming 2-bedroom, 1-bath home located in the heart of Florence on a spacious .28-acre parcel. This well-laid-out home features a functional kitchen with an island offering additional storage, two pantry closets, and extra storage space currently used as a pantry—perfect for staying organized. Enjoy the large sunroom, ideal for relaxing or entertaining, with an attached storage room for added convenience. Outside, the property truly shines with ample room for RV parking complete with hook-ups, two storage sheds, and a large fenced backyard offering endless possibilities for gardening, pets, or outdoor gatherings. A great opportunity to enjoy space, storage, and a central location all in one! Home must sell after 3670 & 1856 Hwy 101 (MLS #639008570).

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

6/10
7/10
Siuslaw Middle SchoolGrades 6-80.7 mi
2/10
Siuslaw High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1948

Materials

  • Roof: Composition
  • Construction materials: Lap Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Free-Standing Refrigerator,Electric Water Heater

Bedroom2

  • Features: Closet, Wallto Wall Carpet
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Closet,Kitchen Island,Pantry
  • Window features: Vinyl Frames
  • Flooring: Wall to Wall Carpet

Heating

  • Heating features: Zoned

Interior Area

  • Total structure area: 936
  • Total interior livable area: 936 sqft

Kitchen

  • Features: Dishwasher, Island, Pantry,Free Standing Range, Free Standing Refrigerator
  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Features: Closet, Wallto Wall Carpet
  • Level: Main

Property

Details

  • Parcel number: 0784478
  • Zoning: H

Features

  • Levels: One
  • Stories: 1
  • Exterior features: RV Hookup,Yard
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 0.28 Acres
  • Features: Level,SqFt 10000 to 14999

Parking

  • Parking features: Driveway,RV Access/Parking
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Coastal Flooding
Lightning

FEMA Declared Disasters in Lane County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$92$1,104
Property Taxes $455$5,460
Electricity $176$2,119
Total$2,745$32,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,114/yr
40% on housing$82,350/yr
45% on housing$73,200/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$427This listing

vs Other Active Listings

Avg $/sqft

ZIP 97439$232
Lane County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 97439$312
Lane County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-15Listed for sale$399,900

For Sale by Agent

AgentJim Hoberg
BrokerageWest Coast Real Estate Service

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