See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1992 18th St, Florence, OR, 97439

1beds
1baths
464sqft
$269,900
$582price/sqft
$1,909/moest. monthly cost
$76,360/yrincome needed

About This Home

Welcome to this charming 1-bedroom, 1-bath cottage on a desirable corner lot in the heart of downtown Florence! This move-in ready home is full of character and offers a fantastic opportunity for first-time buyers, investors, or anyone looking for a property with future development potential.The home features a spacious kitchen, a dedicated laundry room, and an updated bathroom with a walk-in shower. Recent improvements include siding repairs, fresh exterior paint, and interior maintenance, making this home clean, comfortable, and ready for its next owner.Step outside to enjoy the fully fenced yard, perfect for pets, gardening, or outdoor entertaining. A detached single-car garage with an automatic opener provides extra storage and convenience.The property is zoned HR (High Density Residential) and includes a curb cut with access from Spruce Street, offering excellent potential for a detached duplex, accessory dwelling unit (ADU), or future development, subject to city approval.Whether you're looking for an affordable place to call home or a smart investment with added potential, this property is one you won't want to miss. Vacant and easy to show—schedule your private tour today!

Getting Around

70
WalkingVery Walkable
0
TransitVery Limited Transit
86
BikeVery Bikeable

Schools

6/10
7/10
Siuslaw Middle SchoolGrades 6-80.5 mi
2/10
Siuslaw High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1947

Materials

  • Foundation: Block
  • Roof: Composition,Shingle
  • Construction materials: T111 Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Free-Standing Refrigerator,Electric Water Heater,Tank Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Window features: Aluminum Frames,Double Pane Windows
  • Flooring: Vinyl,Wall to Wall Carpet

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 464
  • Total interior livable area: 464 sqft

Kitchen

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0792166
  • Zoning: HR

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Exterior features: Yard
  • Fencing: Fenced
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 6,969 sqft
  • Features: Level,SqFt 5000 to 6999
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 1
  • Parking features: Driveway,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Coastal Flooding
Lightning

FEMA Declared Disasters in Lane County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$62$744
Property Taxes $307$3,684
Electricity $176$2,119
Total$1,909$22,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,451/yr
40% on housing$57,270/yr
45% on housing$50,906/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$582This listing

vs Other Active Listings

Avg $/sqft

ZIP 97439$233
Lane County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 97439$312
Lane County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$269,900
2026-07-29Listed for sale$269,900
1990-04-18Sold$30,000

For Sale by Agent

AgentJohn Barnett
BrokerageColdwell Banker Coast Real Est

Similar Homes