




290 Harbor St, Florence, OR, 97439
About This Home
“Available Fully Furnished” 5 Bed 3 Bath residence. Here is your opportunity to own a piece of history in Old Town Florence. This impeccably restored “1894” cottage has been the talk of the town. This 1 1/2 year long renovation has just been completed. Historic charm shines through with wainscoting-style shingled front porch and dormer siding, cedar porch ceilings, corbels, river rock stonework, and keystone block planters. Originally a 2 Bed 1 Bath home is now a well-designed 3 Bed, 2 Bath with 10’ ceilings and 8’ doors. No expense was spared, with hardwood floors, custom knotty alder cabinetry, knotty alder interior and exterior doors, with granite countertops throughout. A new 2 car garage was added with an overhead 2 Bed 1 Bath apartment connected by a cedar covered breezeway. The garage features an automatic roll-up door, epoxied floors, and NewAge cabinets. The apartment has its own entrance and separate electric meter, making it ideal for income generation. Both the main home and apartment have whole house ducted heating and air conditioning. Heated tile floors were installed in the home master Bath and apartment Bath. A complete alarm and camera system is included. Professionally installed hardscape landscaping with drip irrigation for minimal maintenance. The huge backyard offers approximately 4,000 sq ft of fenced usable space with compacted rock, new fencing, RV hookups and 33 arborvitae trees for privacy. This is essentially a brand-new custom home that preserves its “1894” character while offering all modern conveniences.
Getting Around
Schools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1894
Materials
- Foundation: Concrete Perimeter
- Roof: Composition
- Construction materials: Cement Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Free-Standing Range,Free-Standing Refrigerator,Microwave,Electric Water Heater
- Laundry features: Laundry Room
Basement
- Basement: Crawl Space
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedroom4
- Level: Upper
Bedroom5
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
Features
- Ceiling Fan(s),Granite,High Ceilings
- Window features: Vinyl Frames
- Flooring: Hardwood,Wall to Wall Carpet
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 2,201
- Total interior livable area: 2,201 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 0806156
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Porch
- Exterior features: Yard
- Has view: Yes
- View description: City,Trees/Woods
Lot
- Lot size: 0.25 Acres
- Features: Cleared,Level,SqFt 10000 to 14999
Parking
- Total spaces: 2
- Parking features: Driveway,RV Access/Parking,Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Coastal Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Lane County and Oregon
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,331 | $87,972 |
| Home Insurance * | $334 | $4,008 |
| Property Taxes | $1,652 | $19,824 |
| Electricity | $199 | $2,396 |
| Total | $9,516 | $114,192 |
Income You'd Need if You Spent...
Oregon FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Price change | $1,450,000 |
| 2026-01-16 | Price change | $1,599,000 |
| 2026-01-06 | Listed for sale | $1,650,000 |
| 2024-05-06 | Sold | $450,000 |
| 2024-04-22 | Pending sale | $475,000 |
| 2024-04-11 | Listed for sale | $475,000 |
| 2022-04-26 | Sold | $399,000 |
| 2022-03-29 | Pending sale | $399,000 |
| 2022-03-24 | Listed for sale | $399,000 |
| 2017-09-06 | Sold | $200,000 |
| 2017-04-14 | Pending sale | $200,000 |
| 2017-03-30 | Listed for sale | $200,000 |
| 2015-06-05 | Sold | $165,000 |
| 2010-05-04 | Listing removed | $165,000 |
| 2008-10-24 | Sold | $160,000 |
| 2008-07-01 | Listed for sale | $165,000 |
