See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4990 Mitchell Loop Rd, Florence, OR, 97439

3beds
2baths
2,665sqft
$450,000
$169price/sqft
$3,034/moest. monthly cost
$121,360/yrincome needed

About This Home

This custom 2 story ranch style home brings together comfort, space, and plenty of personality. With 3 bedrooms, 2 bathrooms, and 2665sqft, this home offers plenty of room for both everyday living and hosting family or friends. The open-concept living area invites gatherings around the heart of the home, while a sunroom drenches the space in natural light, perfect for sipping coffee in the morning or curling up with a book on a rainy afternoon. A seperate front room provides extra flexibility, and the upstairs office creates the ideal spot for working from home, studying, or just enjoying a quiet retreat. For those who love projects, hobbies, or adventures, this property has you covered. The 2 car-carport, full garage with a workshop and area to park an RV or boat gives you more than enough room for vehicles, tools, and toys. There is even a wood shed and a deeded 20ft easement, making access simple and stress free. Whether you're restoring a car, building something new, or just need a place for all your gear, there is a space here for you. Step outside and you’ll find a covered patio/sunroom that’s ready for year-round gardening, casual meals, or late-night conversations under the soft glow of the lights. Apple trees and mature landscaping surround the home, adding a touch of natural beauty and a sense of established charm that’s hard to find. And when it’s time for adventure, you’re only minutes away from the Oregon sand dunes, a playground for outdoor enthusiasts of all ages. This home isn’t just about having a place to live, it’s about creating a lifestyle filled with family gatherings, cozy nights, weekend projects, and spontaneous fun.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
7/10
Siuslaw Middle SchoolGrades 6-83.2 mi
2/10
Siuslaw High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1963

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Block,T111 Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom Style,Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Free-Standing Refrigerator,Microwave,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedroom2

  • Features: Closet, Wallto Wall Carpet
  • Level: Main

Bedroom3

  • Features: Closet, Wallto Wall Carpet
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Features: Wallto Wall Carpet
  • Level: Main

Family Room

  • Features: Closet, Vinyl Floor, Wallto Wall Carpet
  • Level: Main

Features

  • Ceiling Fan(s),Sink,Closet,Eat Bar
  • Door features: Sliding Doors
  • Window features: Vinyl Frames
  • Flooring: Vinyl,Wall to Wall Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Ceiling,Ductless,Zoned,Fireplace(s)
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,665
  • Total interior livable area: 2,665 sqft

Kitchen

  • Features: Eat Bar, Microwave,Free Standing Range, Free Standing Refrigerator, Vinyl Floor
  • Level: Main

Living Room

  • Features: Fireplace, Sliding Doors,Wallto Wall Carpet
  • Level: Main

Master Bedroom

  • Features: Closet, Wallto Wall Carpet
  • Level: Main

Office

  • Features: Ceiling Fan,Wallto Wall Carpet
  • Level: Upper

Property

Accessibility

  • Accessibility features: Accessible Entrance,Accessible Full Bath,Minimal Steps,Utility Room On Main,Accessibility

Details

  • Parcel number: 0861532
  • Zoning: RR2

Features

  • Stories: 2
  • Patio & porch: Covered Patio,Deck
  • Exterior features: Garden,Yard
  • Fencing: Fenced
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.29 Acres
  • Features: Level,SqFt 10000 to 14999

Parking

  • Total spaces: 4
  • Parking features: Carport,Driveway,RV Access/Parking,RV Boat Storage,Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Coastal Flooding

FEMA Declared Disasters in Lane County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$103$1,236
Property Taxes $415$4,980
Electricity $241$2,902
Total$3,034$36,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,022/yr
40% on housing$91,020/yr
45% on housing$80,906/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 97439$233
Lane County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 97439$312
Lane County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Price change$499,000
2025-11-26Price change$585,000
2025-09-09Listed for sale$625,000

For Sale by Agent

AgentHaylee Cole
BrokerageTR Hunter Real Estate

Similar Homes