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36991 Row River Rd, Cottage Grove, OR, 97424

2beds
2baths
1,274sqft
$469,900
$369price/sqft
$3,197/moest. monthly cost
$127,880/yrincome needed

About This Home

Move in ready! Welcome to your own private slice of the Pacific Northwest with this beautifully maintained home nestled on 2 pristine, level acres. Framed by an elegant circular driveway, a park-like yard, and breathtaking mountain views, this exceptional property features both an attached 2-car garage and a detached 2-car garage with a versatile workshop or bonus room. Best of all, it offers an unbeatable location directly across the street from a popular river swimming and fishing hole and just a block from a historic white covered bridge, perfectly blending incredible functional space with recreation-filled lifestyle. Home is wired for generator, tinted main window with remote blind, and other hidden gems.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

8/10
Dorena SchoolGrades K-80.3 mi
5/10
Cottage Grove High SchoolGrades 9-129.8 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1971

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Free-Standing Refrigerator,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Ceiling Fan
  • Level: Main
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • Partial bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Features: Sliding Doors
  • Level: Main
  • Area: 196

Features

  • Ceiling Fan(s)
  • Door features: Sliding Doors
  • Flooring: Luxury Vinyl Tile,Wall to Wall Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating

  • Heating features: Ductless,Fireplace(s)

Interior Area

  • Total structure area: 1,274
  • Total interior livable area: 1,274 sqft

Kitchen

  • Features: Free Standing Range, Free Standing Refrigerator
  • Level: Main
  • Area: 126

Living Room

  • Features: Fireplace
  • Level: Main
  • Area: 280

Master Bedroom

  • Features: Ceiling Fan
  • Level: Main
  • Area: 169

Property

Accessibility

  • Accessibility features: Garage On Main,Minimal Steps,Natural Lighting,One Level,Utility Room On Main,Walkin Shower,Accessibility

Details

  • Parcel number: 0933976
  • Zoning: RR5

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Patio,Patio
  • Exterior features: Yard
  • Has view: Yes
  • View description: Mountain(s),River,Territorial
  • Has water view: Yes
  • Water view: River
  • Waterbody name: Row River

Lot

  • Lot size: 2 Acres
  • Features: Level,Acres 1 to 3

Parking

  • Total spaces: 4
  • Parking features: Driveway,RV Access/Parking,Garage Door Opener,Attached,Detached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Landslide
Winter Weather

FEMA Declared Disasters in Lane County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$148$1,776
Property Taxes $497$5,964
Electricity $176$2,119
Total$3,197$38,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,611/yr
40% on housing$95,910/yr
45% on housing$85,253/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$369This listing

vs Other Active Listings

Avg $/sqft

ZIP 97424$269
Lane County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 97424$292
Lane County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$439,000
2026-07-07Listed for sale$469,900

For Sale by Agent

AgentTralena Whitten
BrokerageJim Downing Realty

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