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195 Rhody Loop, Florence, OR, 97439

1beds
1baths
280sqft
$195,000
$696price/sqft
$1,429/moest. monthly cost
$57,160/yrincome needed

About This Home

Fully furnished sunny retreat in very safe gated community, conveniently tucked behind Knob Hill which blocks the wind. Located next to the club house, fitness/games/meeting rooms, heated pool and sauna, and mail room. Enjoy the covered porch, fire pit with lighting, and and garden shed. Has forced air and AC, new washer and dryer (2025), upgraded porch electrical, Hyak high-speed fiber-ready. RV hookups (water, electricity, sewer) in the driveway for your visiting guests. The HOA monthly fee covers water, sewer, and trash, clippings pickup - plus the use of all the clubhouse facilities. Propane tank (owned) in driveway (kitchen stove is gas) which will need upgrading in the future. Two mounted "smart" TV's with a window antennae for local stations and, when hooked to Google Play devices, tie easily into Hyak's fiber router. This is a very well-maintained park model (Damon "Breckenridge" 1995) with a metal "ramada" roof which was replaced in 2015. Because this home is actually a "vehicle" the property is not taxed like a regular home (meaning much cheaper!) And maybe most important about this home and Coast Village - you will be surrounded by friendly, caring neighbors! It's not a neighborhood, it's a loving "community"!

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

6/10
7/10
Siuslaw Middle SchoolGrades 6-80.4 mi
2/10
Siuslaw High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1995

Materials

  • Roof: Metal

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Closet
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Forced air,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 280 sqft

Property

Accessibility

  • Accessibility features: Handicap Access,One Level

Details

  • Parcel number: 1391141

Features

  • Exterior features: Metal
  • Has view: Yes
  • View description: Park
  • Residential vegetation: Wooded

Lot

  • Lot size: 4,356 sqft
  • Features: Level,Views,Greenbelt

Parking

  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Coastal Flooding
Lightning

FEMA Declared Disasters in Lane County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$45$540
Property Taxes $222$2,664
Electricity $176$2,119
Total$1,429$17,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,994/yr
40% on housing$42,870/yr
45% on housing$38,106/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$696This listing

vs Other Active Listings

Avg $/sqft

ZIP 97439$234
Lane County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 97439$312
Lane County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-05Listed for sale$195,000
2023-06-23Sold$150,000
2023-04-29Pending sale$169,000
2023-02-27Listed for sale$169,000
2021-05-10Sold$125,000
2020-09-11Listing removed$116,500
2020-08-25Listed for sale$116,500
2020-08-19Pending sale$116,500
2020-06-10Price change$116,500
2019-07-03Listed for sale$118,000
2018-08-31Sold$67,000
2017-06-13Sold$60,000
2017-06-06Pending sale$70,000
2016-09-09Listed for sale$70,000
2016-07-29Pending sale$70,000
2016-07-28Price change$70,000
2016-02-13Listed for sale$75,000
2004-01-12Sold$50,000

For Sale by Owner

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