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165 N Garden Way, Eugene, OR, 97401

5beds
3baths
1,360sqft
$379,000
$279price/sqft
$2,790/moest. monthly cost
$111,600/yrincome needed

About This Home

INVESTOR ALERT! Seller is motivated. As you come into this cute updated home, you will walk past a big yard with Large plants and a delicious plum tree. Open the door and walk into your new home that has new floors as you enter. Your kitchen has updates and freshly painted white cabinets. Dining room that is like a country kitchen that connects with the living room, this is a LARGE open bright space. Their is a deck off of the dining room. 2 bedrooms sit off this area as well as a large utility room. The other 3 bedrooms are on the opposite end of the house, end bedrooms at the south end of the house could be a Air B & B that has its own locking entry, back patio would give access separately. The bathrooms have both been updated on this end of the home. The Master Suite has it's own spacious bathroom with a step in shower and new laminate floors, new fixtures. Enjoy your large fenced back yard! Come and view this home it is waiting for you! Or as a Investor use it as a Air B and B, Autzen stadium 5 blocks, as well as PK Park-Baseball field and Soccer field. Trails for biking to University of Oregon. Gateway Mall one half mile away. Restaurants and more only 1/2 mile away. 1 1/2 mile to Oakway Mall, more restaurants, work out gyms, starbucks, TJ Max and Albertsons! One story home!

Getting Around

36
WalkingCar-Dependent
35
TransitSome Transit
67
BikeBikeable

Schools

7/10
Holt Elementary SchoolGrades K-50.5 mi
3/10
Monroe Middle SchoolGrades 6-81.0 mi
6/10
Sheldon High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Approximately
  • Year built: 1990

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Lap Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Range,Free-Standing Refrigerator,Range Hood,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Patio
  • Level: Main
  • Area: 100

Bedroom3

  • Level: Main
  • Area: 110

Bedroom4

  • Level: Main
  • Area: 132

Bedroom5

  • Level: Main
  • Area: 108

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1
  • Main level bathrooms: 3

Cooling

  • Cooling features: None

Dining Room

  • Features: Deck
  • Level: Main
  • Area: 88

Features

  • Bathroom,Shower,Walk-In Closet(s),Pantry
  • Flooring: Laminate

Interior Area

  • Total structure area: 1,360
  • Total interior livable area: 1,360 sqft

Kitchen

  • Features: Free Standing Range, Free Standing Refrigerator
  • Level: Main
  • Area: 108

Living Room

  • Features: Laminate Flooring
  • Level: Main
  • Area: 238

Master Bedroom

  • Features: Bathroom,Shower, Walkin Closet
  • Level: Main
  • Area: 130

Property

Accessibility

  • Accessibility features: Accessible Entrance,Accessible Full Bath,Bathroom Cabinets,Ground Level,Kitchen Cabinets,Main Floor Bedroom Bath,One Level,Walkin Shower,Accessibility

Details

  • Parcel number: 1425550

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio
  • Exterior features: Yard
  • Fencing: Fenced
  • Has view: Yes
  • View description: Valley

Lot

  • Lot size: 6,534 sqft
  • Features: Level,On Busline,SqFt 5000 to 6999

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Partially Converted to Living Space
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Lane County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$76$912
Property Taxes $622$7,464
Electricity $176$2,119
Total$2,790$33,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,657/yr
40% on housing$83,700/yr
45% on housing$74,400/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$279This listing

vs Other Active Listings

Avg $/sqft

ZIP 97401$267
Lane County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 97401$313
Lane County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$379,000
2012-12-07Listing removed$1,195
2012-11-02Price change$1,195
2012-10-21Price change$1,295
2012-09-29Price change$1,375
2012-09-19Listed for rent$1,350
1991-02-25Sold$67,500

For Sale by Agent

AgentCynthia Howard
BrokerageEugene Track Town Realtors LLC

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