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44963 McKenzie Hwy, Walterville, OR, 97489

2beds
1baths
1,039sqft
$539,000
$519price/sqft
$3,649/moest. monthly cost
$145,960/yrincome needed

About This Home

Tucked into a private, park-like setting along Finn Creek, this well-maintained Craftsman offers timeless character, flexible living space and an exceptional McKenzie Valley lifestyle. The inviting main home features warm wood floors, a beamed living-room ceiling, a cozy wood-burning fireplace insert and an updated kitchen with granite countertops and stainless-steel appliances. A sunken dining area with French doors opens toward the beautifully landscaped grounds, while the covered porch provides the perfect place to relax and enjoy the peaceful surroundings.The property also includes approximately 495 square feet of detached guest quarters with a living and dining area, bedroom space and bathroom—ideal for visitors, a home office or creative studio. An oversized detached garage and workshop, RV parking, additional outbuildings, established gardens and a tall privacy hedge add tremendous functionality. Enjoy abundant sunshine and a picturesque creekside setting just minutes from Leaburg Lake, with convenient access to fishing, kayaking, paddleboarding, boating and other year-round recreation. A truly special property that must be experienced to be fully appreciated.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

--
6/10
Mckenzie High SchoolGrades K-1211.7 mi

Construction

Condition

  • Property condition: Resale,Updated/Remodeled
  • Year built: 1925

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Free-Standing Refrigerator,Range Hood,Washer/Dryer,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: French Doors,Sunken, Wood Floors
  • Level: Main

Features

  • Ceiling Fan(s),Granite,Living Room Dining Room Combo,Walkin Shower,Sunken,Updated Remodeled,Beamed Ceilings
  • Door features: French Doors
  • Window features: Double Pane Windows
  • Flooring: Wall to Wall Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Insert,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Fireplace(s)
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,039
  • Total interior livable area: 1,039 sqft

Kitchen

  • Features: Updated Remodeled,Granite
  • Level: Main

Living Room

  • Features: Beamed Ceilings, Fireplace,Wood Floors
  • Level: Main

Master Bedroom

  • Features: Ceiling Fan,Wallto Wall Carpet
  • Level: Main

Property

Accessibility

  • Accessibility features: Caregiver Quarters,One Level,Accessibility

Details

  • Parcel number: 1443397

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Deck,Porch
  • Exterior features: Yard
  • Fencing: Fenced
  • Has view: Yes
  • View description: Creek/Stream,Trees/Woods
  • Has water view: Yes
  • Water view: Creek/Stream
  • On waterfront: Yes
  • Waterfront features: Creek,Stream

Lot

  • Lot size: 0.35 Acres
  • Features: Trees,SqFt 15000 to 19999

Parking

  • Total spaces: 1
  • Parking features: Driveway,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Volcanic Activity
    Volcanic ActivityModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Earthquake
Heat Wave
Landslide
Lightning
Volcanic Activity
Wildfire

FEMA Declared Disasters in Lane County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,725$32,700
Home Insurance *$256$3,072
Property Taxes $492$5,904
Electricity $176$2,119
Total$3,649$43,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,108/yr
40% on housing$109,470/yr
45% on housing$97,306/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$519This listing

vs Other Active Listings

Avg $/sqft

ZIP 97489$119
Lane County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 97489$287
Lane County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$539,000
2024-02-24Listing removed--
2024-02-06Listed for rent$2,700
2024-02-05Listing removed--
2023-08-08Listed for rent$2,250
2023-08-02Listing removed--
2023-06-15Listed for rent$1,475
2023-06-13Listing removed--
2023-05-25Price change$2,250
2023-05-25Price change$1,475
2023-05-12Price change$1,650
2023-05-05Listed for rent$2,450
2021-09-17Sold$413,000
2021-08-12Pending sale$399,000
2021-08-11Listed for sale$399,000
2014-12-15Sold$225,000
1998-09-18Sold$107,000

For Sale by Agent

AgentDeborah Willhite
BrokerageWillhite Real Estate

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