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240 Munsel Creek Loop, Florence, OR, 97439

3beds
2baths
1,767sqft
$398,500
$226price/sqft
$2,759/moest. monthly cost
$110,360/yrincome needed

About This Home

Well Priced! Florentine Estates 55+ gated community. Opportunity awaits in this spacious 3 bedroom, 2 bath home offering approximately 1,767 sq ft home. With solid bones and great features, this home is ready for your personal updates and design vision. Step into the inviting living room featuring a cozy pellet stove, seamlessly connected to the open kitchen with abundant storage, center island, and breakfast bar - perfect for everyday living and entertaining. The adjacent dining room showcases built-in hutch, while a family room/den provides flexible living space. The large utility room offers incredible functionality with a built-in desk, pantry storage, and space for an additional refrigerator or freezer, plus washer and dryer hookups. A central hallway leads to two guest bedrooms, one with a walk-in closet and the other with a double closet, along with a full bath tub/shower and linen storage closet in hall. Tucked away for privacy, the spacious primary suite features a walk-in closet and an ensuite bath with a garden tub, separate seated shower, and double vanity. Additional highlights include: detached garage with workbench, shelving, and extra storage/shop space, new vinyl windows (2011), Composition roof replaced approx. 10–15 years ago. Covered front porch to greet guests and covered breezeway leading to a covered patio behind garage — ideal for relaxing or BBQs, Sidewalks along the front and both sides of the home. This home offers tremendous potential - bring your ideas and make it your own!

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

6/10
7/10
Siuslaw Middle SchoolGrades 6-81.2 mi
2/10
Siuslaw High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1992

Materials

  • Foundation: Other,Skirting
  • Roof: Composition
  • Construction materials: Cement Siding,T111 Siding,Wood Composite

Type & Style

  • Home type: MobileManufactured
  • Property subType: Residential,Manufactured Home

Interior

Appliances

  • Appliances included: Built In Oven,Dishwasher,Disposal,Range Hood,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Walkin Closet, Wallto Wall Carpet
  • Level: Main

Bedroom3

  • Features: Walkin Closet, Wallto Wall Carpet
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Features: Builtin Features,Wallto Wall Carpet
  • Level: Main

Family Room

  • Features: Wallto Wall Carpet
  • Level: Main

Features

  • Soaking Tub,Bathtub With Shower,Built-in Features,Walk-In Closet(s),Eat Bar,Kitchen Island,Pantry,Double Vanity,Shower
  • Window features: Double Pane Windows,Vinyl Frames,Skylight(s)
  • Flooring: Vinyl,Wall to Wall Carpet
  • Fireplace features: Pellet Stove

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,767
  • Total interior livable area: 1,767 sqft

Kitchen

  • Features: Disposal, Eat Bar, Island, Pantry, Skylight,Builtin Oven, Vinyl Floor
  • Level: Main

Living Room

  • Features: Pellet Stove,Wallto Wall Carpet
  • Level: Main

Master Bedroom

  • Features: Skylight,Double Sinks, Ensuite, Shower, Soaking Tub, Walkin Closet, Wallto Wall Carpet
  • Level: Main

Property

Details

  • Parcel number: 4192983
  • Zoning: MDR

Features

  • Stories: 1
  • Patio & porch: Patio,Porch
  • Exterior features: Yard

Lot

  • Lot size: 7,840 sqft
  • Features: Cleared,Level,SqFt 7000 to 9999

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached,Extra Deep Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Coastal Flooding
Lightning

FEMA Declared Disasters in Lane County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,015$24,180
Home Insurance *$92$1,104
Property Taxes $476$5,712
Electricity $176$2,119
Total$2,759$33,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,594/yr
40% on housing$82,770/yr
45% on housing$73,573/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 97439$232
Lane County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 97439$312
Lane County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-23Price change$398,500
2026-06-22Listed for sale$411,000
1991-08-05Sold$29,400

For Sale by Agent

AgentMaureen Hewlett
BrokerageWest Coast Real Estate Service

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