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438 Sherwood Loop, Florence, OR, 97439

3beds
2baths
1,782sqft
$480,000
$269price/sqft
$3,338/moest. monthly cost
$133,520/yrincome needed

About This Home

Beautifully updated and meticulously maintained, this 1,782-square-foot home offers the perfect blend of comfort, style, and low-maintenance living. Featuring 3 bedrooms, 2 bathrooms, and a bright, open-concept floor plan, the home is filled with natural light and enhanced by fresh interior paint, updated vinyl flooring, and a tasteful coastal-inspired design throughout.The spacious kitchen serves as the heart of the home, offering abundant cabinetry, generous counter space, and charming blue accents that create a light, airy atmosphere inspired by Florence's coastal surroundings. The adjoining living and dining areas provide an inviting space for everyday living and entertaining alike.A versatile home office offers flexibility for remote work, hobbies, crafts, or a reading retreat and opens directly to the secluded covered back patio through a sliding glass door. The spacious primary suite provides a private escape, complete with a relaxing soaking tub, separate walk-in shower, and ample storage.Outside, enjoy a fenced backyard, covered patio, and peaceful outdoor spaces designed for year-round enjoyment. A detached double garage connected by a covered breezeway adds convenience, additional storage, and protection from the elements.Located within the gated 55+ community of Florentine Estates, residents enjoy access to exceptional amenities including a swimming pool, sauna, library, clubhouse, and meeting room. Conveniently situated near shopping, dining, medical facilities, and Florence's beautiful beaches, this move-in-ready home offers an exceptional opportunity to enjoy the best of Oregon Coast living.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

6/10
7/10
Siuslaw Middle SchoolGrades 6-81.4 mi
2/10
Siuslaw High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1997

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: T111 Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Residential,Manufactured Home

Interior

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,782
  • Total interior livable area: 1,782 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 1469616

Features

  • Stories: 1

Lot

  • Lot size: 7,840 sqft
  • Features: SqFt 7000 to 9999

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Coastal Flooding
Lightning

FEMA Declared Disasters in Lane County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$110$1,320
Property Taxes $625$7,500
Electricity $176$2,119
Total$3,338$40,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,445/yr
40% on housing$100,140/yr
45% on housing$89,013/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$269This listing

vs Other Active Listings

Avg $/sqft

ZIP 97439$232
Lane County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 97439$312
Lane County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Listed for sale$480,000
2021-06-09Sold$355,000
2021-04-15Pending sale$339,000
2021-04-11Price change$339,000
2021-03-31Listed for sale$349,900
2019-12-16Sold$250,000
2019-11-14Pending sale$264,900
2019-10-22Listed for sale$264,900
2018-03-16Listing removed$237,900
2018-03-09Listed for sale$237,900
2012-06-06Listing removed$179,900
2012-06-01Listed for sale$179,900

For Sale by Agent

AgentCrystell Wise
BrokerageTR Hunter Real Estate

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