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32438 Wilson Creek Rd, Cottage Grove, OR, 97424

4beds
3baths
2,414sqft
$699,000
$290price/sqft
$4,428/moest. monthly cost
$177,120/yrincome needed

About This Home

Hilltop Retreat - Views, Privacy & Turnkey Country Living on 5.26 Acres!Welcome to your peaceful slice of country paradise just outside Cottage Grove. Set atop a scenic hill on 5.26 beautiful acres, this home offers privacy, views, and abundant wildlife in a setting that feels both serene and elevated.Step inside the newly updated 2,414 sq ft home and enjoy modern finishes throughout, including new flooring, updated cabinetry, and inviting living spaces designed for both comfort and entertaining. The home features multiple living areas with fireplaces, creating warm, welcoming spaces to gather. The kitchen opens seamlessly to a spacious back deck, perfect for taking in sunsets, views, and the surrounding countryside.The primary suite is a true retreat, offering high ceilings, a jetted soaking tub, and generous closet space - your own private escape at the end of the day. Additional bedrooms provide flexibility for guests, home office space, or hobbies.Outside, the property offers usable acreage with room to roam, garden, or simply enjoy the quiet country lifestyle. An outbuilding provides excellent storage for equipment, tools, or recreational gear. Wildlife, privacy, and peaceful surroundings make this property truly special.Enjoy the best of rural living while staying conveniently close to Cottage Grove, Cottage Grove Lake, and I-5 access. Hilltop serenity, modern updates, and move-in-ready living.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
London SchoolGrades K-82.8 mi
5/10
Lincoln Middle SchoolGrades 6-86.8 mi
5/10
Cottage Grove High SchoolGrades 9-126.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1996

Materials

  • Roof: Composition
  • Construction materials: Lap Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built In Oven,Dishwasher,Down Draft,Free-Standing Refrigerator,Water Softener,Washer/Dryer,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Lower

Bedroom3

  • Level: Lower

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Features: High Ceilings
  • Level: Main

Family Room

  • Features: Fireplace
  • Level: Main

Features

  • Ceiling Fan(s),Sink,High Ceilings,Cook Island,Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Butlers Pantry,Granite
  • Window features: Skylight(s)
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Fireplace(s)
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,414
  • Total interior livable area: 2,414 sqft

Kitchen

  • Features: Cook Island, Pantry, Skylight
  • Level: Main

Living Room

  • Features: Fireplace, Hardwood Floors,High Ceilings
  • Level: Main

Master Bedroom

  • Features: Vaulted Ceiling, Walkin Closet
  • Level: Main

Property

Details

  • Parcel number: 1545225
  • Zoning: R5

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Yard
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Fenced
  • Has view: Yes
  • View description: Mountain(s),Trees/Woods

Lot

  • Lot size: 5.26 Acres
  • Features: Gentle Sloping,Acres 5 to 7

Parking

  • Total spaces: 2
  • Parking features: Driveway,RV Access/Parking,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Landslide
Winter Weather

FEMA Declared Disasters in Lane County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$221$2,652
Property Taxes $454$5,448
Electricity $219$2,628
Total$4,428$53,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,817/yr
40% on housing$132,840/yr
45% on housing$118,080/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 97424$268
Lane County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 97424$292
Lane County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-01Price change$749,000
2026-02-24Price change$759,000
2026-01-05Listed for sale$779,000
2014-06-27Sold$330,000
2014-05-17Listed for sale$350,000
2014-03-20Pending sale$350,000
2014-03-08Listed for sale$350,000
2009-12-21Sold$337,000
2009-09-29Price change$345,790
2009-08-08Listed for sale$383,130
2001-12-06Sold$320,000

For Sale by Agent

AgentBenjamin Ficker
BrokerageRarebird Real Estate

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