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610 Holly Ave, Cottage Grove, OR, 97424

5beds
4baths
4,185sqft
$660,000
$158price/sqft
$4,877/moest. monthly cost
$195,080/yrincome needed

About This Home

Overlooking the Hidden Valley golf course with picturesque views, this home offers more than 4,000 square feet of beautifully designed living space with five bedrooms and three and a half bathrooms, creating the perfect setting for multigenerational living. The lower level features two bedrooms and one full bathroom with a separate private entrance, offering flexible living options or potential for rental income. The flexible floor plan includes a fifth bedroom that can easily serve as a private office, while standout features such as a cozy fireplace, granite kitchen countertops, and high ceilings add both comfort and functionality. Recent updates include brand new flooring on the main level. The spacious primary bedroom has a walk in closet, remodeled ensuite bathroom, and a private balcony. Outside, the property shines with a thoughtfully landscaped garden featuring raised beds, a tranquil water feature, and abundant marionberries, blueberries, and raspberries, along with a covered deck that extends from multiple areas of the home. The oversized three car garage has plenty of room for vehicles, hobbies, and storage. With no neighbors in front or behind and a prime location on the golf course, this home offers a combination of privacy, space, and views. This is an incredible opportunity to own a home that blends comfort, functionality, and natural beauty. Schedule your appointment today!

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
5/10
Lincoln Middle SchoolGrades 6-81.3 mi
5/10
Cottage Grove High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1998

Materials

  • Roof: Composition
  • Construction materials: Other,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built In Oven,Dishwasher,Disposal,Free-Standing Range,Free-Standing Refrigerator,Microwave,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1
  • Main level bathrooms: 3

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Granite,High Ceilings,Vaulted Ceiling(s)
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Tile,Wall to Wall Carpet
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,185
  • Total interior livable area: 4,185 sqft

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 1548195
  • Zoning: R1

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Deck,Covered Patio,Patio,Porch
  • Exterior features: Garden,Raised Beds,Water Feature,Yard
  • Fencing: Fenced
  • Has view: Yes
  • View description: Golf Course,Seasonal,Trees/Woods

Lot

  • Lot size: 0.38 Acres
  • Features: Golf Course,Sprinkler,SqFt 15000 to 19999

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters in Lane County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,337$40,044
Home Insurance *$209$2,508
Property Taxes $952$11,424
Electricity $379$4,557
Total$4,877$58,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,211/yr
40% on housing$146,310/yr
45% on housing$130,053/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 97424$271
Lane County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 97424$292
Lane County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$749,900
1999-12-23Sold$296,500
1998-02-23Sold$41,900

For Sale by Agent

AgentLing Ling Zhu
BrokerageMartin & Co Realty

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