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42705 N River Dr, Sweet Home, OR, 97386

2beds
1baths
942sqft
$299,000
$317price/sqft
$2,137/moest. monthly cost
$85,480/yrincome needed

About This Home

Accepted Offer with Contingencies. THIS is the perfect starter or downsize home! Located just over a mile from Foster Lake, with a peek-a-boo view of the South Santiam River across the road. The 3rd bedroom has been converted into a spacious walk-in closet. Updated bathroom with walk-in shower. Enjoy charming curb appeal with a newer wood fence, carport, and access from Water Lane to a small shop. Home is on well and septic with very low property taxes for affordability. Newer ductless heating/cooling, roof and exterior paint—hurry!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
Foster Elementary SchoolGrades K-61.2 mi
5/10
3/10
Sweet Home High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Continuous
  • Roof: Composition
  • Construction materials: Fiber Cement,Lap Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Range Included

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Area (Combination)

Features

  • Flooring: Carpet,Vinyl

Heating

  • Heating features: Ductless/Mini-Split

Interior Area

  • Total structure area: 942
  • Total interior livable area: 942 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 00237814
  • Zoning: RR2.5
  • Special condition: Other (Refer to Pvt Rmks)

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Lt Green
  • Fencing: Fenced
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 8,276 sqft
  • Features: Dimension Above,Landscaped
  • Lot size dimensions: 100 x 90

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Earthquake
Heat Wave
Lightning

FEMA Declared Disasters in Linn County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$92$1,104
Property Taxes $358$4,296
Electricity $176$2,119
Total$2,137$25,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,268/yr
40% on housing$64,110/yr
45% on housing$56,986/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$317This listing

vs Other Active Listings

Avg $/sqft

ZIP 97386$199
Linn County$240

vs Homes Sold Last Month

Median $/sqft

ZIP 97386$269
Linn County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Pending sale$310,000
2026-07-08Price change$299,000
2026-06-18Listed for sale$310,000

For Sale by Agent

AgentJAMIE MELCHER
BrokerageHomesmart Realty Group - Albany

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