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25905 Salmon River Hwy, Willamina, OR, 97396

2beds
1baths
922sqft
$425,000
$461price/sqft
$2,914/moest. monthly cost
$116,560/yrincome needed

About This Home

Welcome to your own slice of Oregon countryside! Situated on .93 acres just minutes from Spirit Mountain Casino, this charming 2-bedroom, 1-bath home offers the perfect blend of privacy, versatility, and convenience.With 922 square feet of comfortable living space, this property has been thoughtfully updated with a beautifully remodeled bathroom and features an abundance of opportunities both inside and out. The freshly updated ADU located behind the home provides excellent potential for guests, a home office, hobby space, or multi-generational living.Outside, you'll find plenty of room to roam with numerous outbuildings, a huge garage, and ample RV parking—making this property ideal for anyone needing extra storage, workshop space, or room for recreational vehicles and toys. Whether you're dreaming of a mini-homestead, additional workspace, or simply enjoying the peaceful surroundings, this property delivers.Conveniently located with a short commute to McMinnville, Salem, and other surrounding communities, you'll enjoy country living without sacrificing accessibility.Don't miss your opportunity to own this unique and versatile property in the heart of Oregon wine country and just moments from entertainment, dining, and amenities at Spirit Mountain Casino!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

3/10
5/10
Willamina Middle SchoolGrades 6-84.4 mi
3/10
Willamina High SchoolGrades 9-124.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1942

Materials

  • Roof: Composition
  • Construction materials: T111 Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Gas Range,Free-Standing Range,Gas Appliances,Microwave,Stainless Steel Appliance(s),Washer/Dryer,Electric Water Heater,Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Pantry
  • Flooring: Hardwood,Vinyl

Heating & Cooling

  • Heating features: Ductless,Forced Air
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 922
  • Total interior livable area: 922 sqft

Kitchen

  • Level: Main
  • Area: 132

Living Room

  • Level: Main
  • Area: 187

Master Bedroom

  • Level: Main
  • Area: 143

Property

Accessibility

  • Accessibility features: One Level,Accessibility

Details

  • Parcel number: 284710
  • Zoning: AR5

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Garden,Yard
  • Has view: Yes
  • View description: Territorial,Trees/Woods

Lot

  • Lot size: 0.95 Acres
  • Features: Level,SqFt 20000 to Acres1

Parking

  • Total spaces: 1
  • Parking features: Driveway,RV Access/Parking,RV Boat Storage,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Ice Storm
Landslide
Lightning
Winter Weather

FEMA Declared Disasters in Polk County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$138$1,656
Property Taxes $451$5,412
Electricity $176$2,119
Total$2,914$34,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,908/yr
40% on housing$87,420/yr
45% on housing$77,706/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$461This listing

vs Other Active Listings

Avg $/sqft

ZIP 97396$227
Polk County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 97396$246
Polk County$277

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$425,000

For Sale by Agent

AgentKatie Russ
BrokerageeXp Realty, LLC

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