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2745 Upper Breckenridge Loop NW, Salem, OR, 97304

5beds
3baths
3,484sqft
$785,000
$225price/sqft
$5,759/moest. monthly cost
$230,360/yrincome needed

About This Home

Custom-built and thoughtfully updated, this exceptional home offers timeless design, territorial views, and exceptional craftsmanship throughout. The light-filled main level features vaulted ceilings, a contemporary fireplace, hardwood floors, expansive windows and seamless access to an impressive Trex deck overlooking the beautifully landscaped backyard. At the heart of the home, the fully remodeled kitchen showcases quartz countertops, a large island, abundant cabinetry, a pantry and S.S appliances. The private upper-level primary retreat offers its own fireplace, spa-inspired bath, soaking tub, oversized tile shower and a spacious walk-in closet. The bright daylight lower level provides exceptional flexibility with a large media room, four additional bedrooms, full bath, private deck, and excellent potential for multigenerational living or home office space. Extensive improvements have been completed within the past five years include a new roof, siding, trex decking, flooring, interior and exterior paint, new furnace and water heater. Completing the property is an oversized 3-car garage with a tall RV bay and a private flat yard that creates a tranquil outdoor retreat. Located in one of West Salem's most desirable neighborhoods, just minutes from Kalapuya Elementary, Straub Middle School, and West Salem High. It's the kind of home where morning coffee comes with a view and evenings end with peaceful sunsets.

Getting Around

4
WalkingCar-Dependent
24
TransitMinimal Transit
26
BikeSomewhat Bikeable

Schools

4/10
5/10
Straub Middle SchoolGrades 6-81.1 mi
6/10
West Salem High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Continuous
  • Roof: Composition
  • Construction materials: Fiber Cement,Stucco,Lap Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Built-In Range,Electric Range,Gas Range,Range Included,Gas Water Heater
  • Laundry features: Main Level

Bedroom2

  • Level: Lower

Bedroom3

  • Level: Lower

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal
  • Level: Main

Family Room

  • Level: Lower

Features

  • Breakfast Room/Nook,Office,Walk-in Pantry
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Electric,Family Room,Gas,Living Room,Other Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,484
  • Total interior livable area: 3,484 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 411794
  • Zoning: RS

Features

  • Levels: Tri-Level
  • Patio & porch: Covered Deck,Deck
  • Has view: Yes
  • View description: Mountain(s),Territorial

Lot

  • Lot size: 10,294 sqft
  • Features: Dimension Above,Landscaped

Parking

  • Total spaces: 3
  • Parking features: Attached,RV Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Heat Wave
Earthquake

FEMA Declared Disasters in Polk County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,969$47,628
Home Insurance *$210$2,520
Property Taxes $1,264$15,168
Electricity $316$3,794
Total$5,759$69,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$197,451/yr
40% on housing$172,770/yr
45% on housing$153,573/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 97304$243
Polk County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 97304$245
Polk County$277

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$785,000
2008-04-23Listing removed$547,000
2008-02-01Listed for sale$547,000

For Sale by Agent

AgentEMILY BROCK
BrokerageKeller Williams Capital City

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