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1050 Cardinal St NW, Salem, OR, 97304

3beds
2baths
1,408sqft
$289,900
$206price/sqft
$2,174/moest. monthly cost
$86,960/yrincome needed

About This Home

Open House Sunday May 3rd 3:00-4:30! Great Buy In West Salem! Stunning remodeled condominium w/3 bedrooms, 1.5 baths. Updates include new kitchen cabinets, quartz counter tops and stainless steel appliances. The bathrooms have been fully updated in 2025 w/new quartz countertops and new tub/shower. The interior is freshly painted, new trim, LVP flooring & more. The great room has a gas fireplace with new stone fireplace surround Updated double pane vinyl windows. Private rear yard and patio. Central A/C.

Getting Around

45
WalkingCar-Dependent
36
TransitSome Transit
59
BikeBikeable

Schools

5/10
3/10
Walker Middle SchoolGrades 6-80.4 mi
6/10
West Salem High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Continuous

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 5

Dining Room

  • Features: Area (Combination)

Features

  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,408
  • Total interior livable area: 1,408 sqft

Property

Details

  • Parcel number: 247852

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Fencing: Fenced
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 435.60 sqft
  • Features: Common Area,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Polk County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$77$924
Property Taxes $456$5,472
Electricity $176$2,119
Total$2,174$26,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,537/yr
40% on housing$65,220/yr
45% on housing$57,973/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 97304$244
Polk County$247

vs Homes Sold Last Month

Median $/sqft

ZIP 97304$245
Polk County$277

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$306,900
2026-05-02Price change$308,000
2026-02-28Price change$309,900
2026-02-27Listed for sale$319,900
2026-02-27Listing removed$319,900
2026-01-05Listed for sale$319,900
2026-01-03Listing removed$319,900
2025-11-11Price change$319,900
2025-10-18Price change$324,800
2025-09-25Listed for sale$324,900
2025-09-23Listing removed$329,900
2025-08-30Price change$329,900
2025-08-18Price change$337,500
2025-06-14Listed for sale$339,000
2025-06-13Listing removed$345,000
2025-04-24Price change$345,000
2025-03-29Listed for sale$359,900
2024-12-12Sold$175,000
2024-11-21Contingent$185,000
2024-11-21Pending sale$185,000
2024-11-12Price change$185,000
2024-10-08Price change$200,000
2024-10-02Price change$210,000
2024-09-26Price change$215,000
2024-09-20Price change$220,000
2024-08-19Listed for sale$225,000

For Sale by Agent

AgentBRIAN SMITH
BrokerageHomesmart Realty Group

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