See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

319 SW Church St, Dallas, OR, 97338

2beds
2baths
1,260sqft
$425,000
$337price/sqft
$2,919/moest. monthly cost
$116,760/yrincome needed

About This Home

Freshly renovated from top to bottom, this move-in ready home features all-new interior finishes, luxury vinyl plank flooring, new appliances, and efficient ductless heating/cooling throughout. Exterior upgrades include new fiber-cement siding, a new composition roof, updated landscaping, a fully fenced yard, and a brand-new 12X18 deck—offering modern style, comfort, and peace of mind.

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

3/10
Lyle Elementary SchoolGrades K-30.1 mi
4/10
Lacreole Middle SchoolGrades 6-80.9 mi
2/10
Dallas High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Continuous
  • Roof: Composition
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Electric Water Heater
  • Laundry features: Main Level

Bedroom2

  • Level: Main
  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Area (Combination)

Features

  • Flooring: Carpet

Heating

  • Heating features: Ductless/Mini-Split

Interior Area

  • Total structure area: 1,260
  • Total interior livable area: 1,260 sqft

Kitchen

  • Level: Main
  • Area: 105.06

Living Room

  • Level: Main
  • Area: 189

Master Bedroom

  • Level: Main
  • Area: 450

Property

Details

  • Parcel number: 133997

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Sage Green
  • Fencing: Fenced

Lot

  • Lot size: 7,831 sqft
  • Features: Landscaped

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Polk County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$98$1,176
Property Taxes $496$5,952
Electricity $176$2,119
Total$2,919$35,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,080/yr
40% on housing$87,570/yr
45% on housing$77,840/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$337This listing

vs Other Active Listings

Avg $/sqft

ZIP 97338$262
Polk County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 97338$281
Polk County$277

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$445,000
2024-03-22Sold$175,000
2024-03-07Pending sale$175,000
2024-03-04Listed for sale$175,000

For Sale by Agent

AgentTIMOTHY ENGLISH
BrokerageKeller Williams Capital City - Dallas

Similar Homes