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622 SW Hayter St, Dallas, OR, 97338

2beds
1baths
1,008sqft
$350,000
$347price/sqft
$2,436/moest. monthly cost
$97,440/yrincome needed

About This Home

*PRICE REDUCTION* This charming English Garden cottage is just one block from City Park and four short blocks from downtown! Large windows fill the home with natural light shaded by a healthy maple tree in the front yard. Relax on the private covered patio overlooking fruit trees, roses, and established perennials or in the greenhouse that makes a delightful sunroom. Extensive updates include: new roof, furnace, complete re-pipe, electrical, gas FP insert, fresh paint & a beautifully remodeled bathroom.

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

4/10
Lacreole Middle SchoolGrades 6-81.0 mi
2/10
Dallas High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1946

Materials

  • Foundation: Continuous
  • Roof: Composition
  • Construction materials: Wood Siding,Lap Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater
  • Laundry features: Main Level

Bedroom2

  • Level: Main
  • Area: 104.39999999999999

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Area (Combination)
  • Level: Main
  • Area: 59.04

Features

  • Flooring: Laminate,Vinyl
  • Fireplace features: Living Room,Gas
  • Fireplace: Yes

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 1,008
  • Total interior livable area: 1,008 sqft

Kitchen

  • Level: Main
  • Area: 127.67999999999999

Living Room

  • Level: Main
  • Area: 265.20899999999995

Master Bedroom

  • Level: Main
  • Area: 127.72000000000001

Property

Details

  • Parcel number: 300265
  • Zoning: RS

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Patio
  • Fencing: Partial

Lot

  • Lot size: 7,120 sqft
  • Features: Landscaped

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Polk County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$81$972
Property Taxes $410$4,920
Electricity $176$2,119
Total$2,436$29,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,520/yr
40% on housing$73,080/yr
45% on housing$64,960/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$347This listing

vs Other Active Listings

Avg $/sqft

ZIP 97338$263
Polk County$247

vs Homes Sold Last Month

Median $/sqft

ZIP 97338$281
Polk County$277

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$345,000
2026-07-31Listed for sale$350,000
2023-07-20Sold$340,000
2023-06-18Contingent$340,000
2023-06-17Price change$340,000
2023-06-09Listed for sale$350,000
2019-10-19Listing removed$214,900
2019-10-19Pending sale$214,900
2019-10-15Sold$210,900
2019-08-28Listed for sale$214,900
2015-09-25Sold$142,500
2015-06-21Listed for sale$142,500
2004-09-27Sold$109,250

For Sale by Agent

AgentSHAWN SHUKLE
BrokerageHomesmart Realty Group - Dallas

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