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3480 Mill Creek Rd, Sheridan, OR, 97378

4beds
3baths
1,986sqft
$570,000
$287price/sqft
$3,828/moest. monthly cost
$153,120/yrincome needed

About This Home

PRICE ADJUSTMENT REFLECTS TODAY'S CURRENT MARKET VALUE-A MUST SEE-Nestled on a beautifully landscaped 0.59-acre property, this spacious 1,986-sf home offers 4 beds and 3 baths in a serene setting surrounded by wilderness. Enjoy stunning forest views and the soothing roar of Mill Creek from your living room access to the creek just across the road. The property also features its own seasonal stream from the hills behind, pouring into the creek, creating a truly unique natural retreat. Backing directly to BLM land and located near parks and outdoor recreation, this home offers endless opportunities to enjoy the outdoors. Outdoor features include RV parking, a fenced backyard and fenced patio, mature fruit trees, thriving raspberry and blueberry bushes, and a variety of plantings. Inside, you'll find a large kitchen, cozy wood stove, built in features, an abundance of storage, including a pantry closet and multiple linen closets, oak hardwood flooring on the main level, LVP flooring in the kitchen and bathrooms, and carpeted daylight basement living spaces. Four skylights fill the home with natural light, while forced-air heating provides year-round comfort. Extensive updates provide peace of mind, including a newer roof with double-pane skylights and aluminum gutters (2015), Lennox oil furnace (2018), remodeled guest bathroom (2021), electrical meter replacement (2021), kitchen flooring (2022), dishwasher and stove (2023), garage door motor and springs (2025), electrical breaker panel (2026), patio doors (2026), and fresh interior and exterior paint (2026). Additional improvements include a well pressure tank and well pump replacement, a regularly maintained septic system, and ongoing property care, making this move-in-ready home a rare opportunity to experience comfortable living in a picturesque, nature-filled setting. To clarify, the creek photos in the listing are not on the listed property, but across the street. The park in the photos are just steps away!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

4/10
Perrydale SchoolGrades K-129.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1968

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Daylight Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Free-Standing Refrigerator,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Daylight

Bedroom2

  • Features: Hardwood Floors
  • Level: Main

Bedroom3

  • Features: Hardwood Floors
  • Level: Main

Bedroom4

  • Features: Wallto Wall Carpet
  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2

Dining Room

  • Features: Exterior Entry, Hardwood Floors, Patio, Sliding Doors
  • Level: Main

Family Room

  • Features: Wallto Wall Carpet
  • Level: Lower

Features

  • Pantry,Built-in Features,Bathroom,Double Closet
  • Door features: Sliding Doors
  • Window features: Skylight(s)
  • Flooring: Hardwood,Luxury Vinyl Plank,Wall to Wall Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Stove,Wood Burning Stove
  • Fireplace: Yes

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,986
  • Total interior livable area: 1,986 sqft

Kitchen

  • Features: Skylight,Free Standing Range, Free Standing Refrigerator, Laminate Flooring
  • Level: Main

Living Room

  • Features: Builtin Features, Hardwood Floors, Skylight,Wood Stove
  • Level: Main

Master Bedroom

  • Features: Bathroom, Hardwood Floors, Skylight,Double Closet
  • Level: Main

Property

Details

  • Parcel number: 231558

Features

  • Stories: 2
  • Patio & porch: Patio,Porch
  • Exterior features: Yard,Exterior Entry
  • Fencing: Fenced
  • Has view: Yes
  • View description: Territorial
  • Waterbody name: Mill Creek Acrs Road

Lot

  • Lot size: 0.59 Acres
  • Features: Level,Sloped,SqFt 20000 to Acres1
  • Lot size dimensions: irregular

Parking

  • Total spaces: 2
  • Parking features: Driveway,Off Street,RV Access/Parking,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Ice Storm
Landslide
Lightning
Winter Weather

FEMA Declared Disasters in Polk County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,882$34,584
Home Insurance *$199$2,388
Property Taxes $567$6,804
Electricity $180$2,162
Total$3,828$45,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,245/yr
40% on housing$114,840/yr
45% on housing$102,080/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$287This listing

vs Other Active Listings

Avg $/sqft

ZIP 97378$389
Polk County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 97378$280
Polk County$277

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$560,000
2026-07-03Price change$570,000
2026-06-15Listed for sale$575,000
2002-09-26Sold$165,000

For Sale by Agent

AgentKim Greene
BrokerageColdwell Banker Professional

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