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466 S 6th St, Independence, OR, 97351

1beds
1baths
540sqft
$320,000
$593price/sqft
$2,359/moest. monthly cost
$94,360/yrincome needed

About This Home

Welcome to this charming home in the heart of Independence! Perfectly situated just minutes from historic downtown, local parks, schools, shopping & restaurants, this property offers the ideal blend of comfort with ductless heat & cooling, updated siding & vinyl windows. Inside you'll find a warm & inviting interior filled with natural light & functional living spaces designed for everyday living and entertaining alike. Lot can be divided per the city or build another home & keep this for an ADU

Getting Around

70
WalkingVery Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

6/10
4/10
Talmadge Middle SchoolGrades 6-81.0 mi
4/10
Central High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Continuous
  • Roof: Composition,Shingle
  • Construction materials: Composite,Lap Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Heating

  • Heating features: Ductless/Mini-Split

Interior Area

  • Total structure area: 540
  • Total interior livable area: 540 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 205605
  • Zoning: RS
  • Exclusions: sellers personal property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 9,801 sqft
  • Features: Dimension Above,Landscaped

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Polk County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$79$948
Property Taxes $486$5,832
Electricity $176$2,119
Total$2,359$28,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,880/yr
40% on housing$70,770/yr
45% on housing$62,906/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$593This listing

vs Other Active Listings

Avg $/sqft

ZIP 97351$198
Polk County$247

vs Homes Sold Last Month

Median $/sqft

ZIP 97351$287
Polk County$277

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$320,000
2018-11-06Sold$120,000
2018-10-21Pending sale$120,000
2018-10-18Listed for sale$120,000

For Sale by Agent

AgentCATHERINE UNDERWOOD-BUSH
BrokerageCheddar Realty

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