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41727 NW Oak Way, Banks, OR, 97106

5beds
3baths
2,326sqft
$574,900
$247price/sqft
$4,191/moest. monthly cost
$167,640/yrincome needed

About This Home

Welcome to your private retreat in the highly desirable Sunset Ridge community of Banks! Nestled on a quiet street and backing to peaceful surroundings, this beautifully maintained home offers the perfect blend of comfort, space, and outdoor living.Step inside to discover soaring ceilings, abundant natural light, and a warm, inviting floor plan designed for both everyday living and entertaining. The spacious living areas flow seamlessly into the kitchen and dining spaces, creating the ideal gathering place for family and friends.Upstairs, you'll find generously sized bedrooms, including a relaxing primary suite designed to be your personal sanctuary. Thoughtful updates, neutral finishes, and meticulous care make this home truly move-in ready.The oversized garage provides ample storage, workspace, and room for all your hobbies and outdoor gear. Outside, enjoy a covered patio perfect for year-round entertaining, summer BBQs, morning coffee, or simply relaxing while overlooking the backyard.Located just minutes from downtown Banks, schools, parks, and the scenic Banks-Vernonia Trail, this home offers the tranquility of small-town living while remaining conveniently connected to Hillsboro, Intel, and the Portland metro area.Homes in this neighborhood rarely become available. Don't miss your opportunity to experience the lifestyle, comfort, and value this exceptional property has to offer. Schedule your private tour today and discover why so many people love calling Banks home!

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

7/10
Banks Elementary SchoolGrades K-50.3 mi
3/10
Banks Middle SchoolGrades 6-80.4 mi
6/10
Banks High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Approximately
  • Year built: 1999

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Lap Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Range,Free-Standing Refrigerator,Microwave,Washer/Dryer,Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Soaking Tub,Pantry
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Laminate,Wall to Wall Carpet
  • Fireplace features: Gas

Heating & Cooling

  • Heating features: Forced Air,Hot Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,326
  • Total interior livable area: 2,326 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: Accessible Approachwith Ramp,Garage On Main,Accessibility

Details

  • Parcel number: R2076909
  • Zoning: 149

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Patio,Patio,Porch
  • Exterior features: Yard
  • Fencing: Fenced

Lot

  • Lot size: 6,098 sqft
  • Features: Level,Sprinkler,SqFt 5000 to 6999

Parking

  • Total spaces: 2
  • Parking features: Driveway,On Street,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Earthquake
Heat Wave
Landslide

FEMA Declared Disasters in Washington County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$158$1,896
Property Taxes $915$10,980
Electricity $211$2,533
Total$4,191$50,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,691/yr
40% on housing$125,730/yr
45% on housing$111,760/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 97106$332
Washington County$254

vs Homes Sold Last Month

Median $/sqft

ZIP 97106$227
Washington County$291

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Listed for sale$574,900
2019-04-29Sold$380,000
2019-04-07Pending sale$379,000
2019-04-03Price change$379,000
2019-03-15Listed for sale$387,500
2017-06-30Listing removed$369,900
2017-06-19Listed for sale$369,900
2004-09-16Sold$234,000
1999-03-15Sold$190,000

For Sale by Agent

AgentVictor Ramos
BrokerageAll Professionals Real Estate

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