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1603 NW Adams St, McMinnville, OR, 97128

2beds
1baths
1,040sqft
$375,000
$361price/sqft
$2,718/moest. monthly cost
$108,720/yrincome needed

About This Home

Situated on a corner lot, this home has been thoughtfully renovated from top to bottom including luxury vinyl plank flooring, brand-new SS appliances, energy-efficient vinyl windows, new water heater, and HVAC system, blending modern style with everyday comfort. Every detail has been carefully selected to create a move-in-ready retreat that feels both refined and welcoming. Located within the Memorial Elementary School district with easy access to shopping, dining, recreation, and other local amenities this home presents a rare opportunity to enjoy turnkey living under $400k!

Getting Around

83
WalkingVery Walkable
24
TransitMinimal Transit
75
BikeVery Bikeable

Schools

9/10
8/10
Duniway Middle SchoolGrades 6-80.7 mi
9/10
Mcminnville High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1950

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition,Shingle
  • Construction materials: Cedar,Shake Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Range,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 80

Features

  • Ceiling Fan(s)
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,040
  • Total interior livable area: 1,040 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main
  • Area: 247

Master Bedroom

  • Level: Main
  • Area: 169

Property

Accessibility

  • Accessibility features: Main Floor Bedroom Bath,One Level,Utility Room On Main,Accessibility

Details

  • Parcel number: 144908
  • Zoning: RES

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 6,098 sqft
  • Features: Corner Lot,SqFt 5000 to 6999

Parking

  • Total spaces: 1
  • Parking features: Driveway,RV Access/Parking,RV Boat Storage,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Yamhill County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$89$1,068
Property Taxes $557$6,684
Electricity $176$2,119
Total$2,718$32,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,188/yr
40% on housing$81,540/yr
45% on housing$72,480/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$361This listing

vs Other Active Listings

Avg $/sqft

ZIP 97128$230
Yamhill County$312

vs Homes Sold Last Month

Median $/sqft

ZIP 97128$297
Yamhill County$301

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$360,000
2026-07-15Price change$375,000
2026-06-19Price change$389,000
2026-06-05Listed for sale$399,000
2015-05-20Sold$163,000
2015-05-08Pending sale$169,900
2015-05-04Listed for sale$169,900

For Sale by Agent

AgentSarah Owre
BrokerageHomeSmart Realty Group

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